First Ride Risk Eligibility Reason Codes

When a failed pre-authorization returns one of these response codes in the
processorInformation.responseCode
 field, the transaction is eligible for FRR and capture:
  • 01
    : Refer to card issuers.
  • 04
    : Pick-up.
  • 05
    : ID certification fails.
  • 12
    : Invalid related transaction.
  • 13
    : Invalid amount.
  • 14
    : Invalid card number (no such account).
  • 21
    : Card not initialized.
  • 22
    : Suspected malfunction, related transaction error.
  • 34
    : Fraud.
  • 38
    : PIN try limit exceeded.
  • 40
    : Function requested not supported.
  • 41
    : Lost card.
  • 43
    : Stolen card.
  • 57
    : Transaction not allowed to be processed by cardholder.
  • 58
    : Transaction not allowed to be processed by terminal.
  • 59
    : Suspected fraud.
  • 62
    : Restricted card.
  • 68
    : Issuer response timeout.
  • 75
    : Allowable number of PIN tries exceeded.
  • 90
    : Cutoff is in progress.
  • 91
    : Issuer cannot process.
  • 97
    : ATM/POS terminal number cannot be located.
  • 98
    : Issuer response not received.
  • 99
    : PIN block error.
  • 1A
    : The transaction needs additional customer authentication.
  • A0
    : MAC failed.
  • N1
    : Items not on Bankbook beyond limit, declined.
  • P1
    : Contact phone number of cardholder cannot be found in the issuer’s system.