This type of transaction occurs at a contactless terminal at a point of access to the
transit service. The final fare charged is not always available at the time of travel.
It is calculated at the end of a travel period (typically 24 hours) based on journeys
made during that period.
Figure:
Aggregated Transaction Flow
The cardholder taps the card at a terminal to enter the transit system.
The gate validates the card using offline data authentication (ODA), the card
expiration date, and the deny list.
You send an authorization request for a nominal amount.
You calculate and aggregate subsequent trip fares for the customer until the
Cumulative Spend Limit (CSL) or Maxiumum Travel Time (MTT) is reached.
If the CSL or MTT is exceeded, you request an additional authorization
request.
You submit a purchase request for the cumulative trip fares to