Stand Alone Credit
FDC Nashville GlobalAPI
A
stand-alone credit
is a credit that is not linked to a capture. There is no time
limit for requesting a stand-alone credit. When a request for a credit is successful, the issuing bank for the payment card takes
money out of your merchant bank account and returns it to the customer. It usually takes
two to four days for your acquiring bank to transfer funds from your merchant bank
account.
Carefully control access to the credit service. Do not request this service directly from
your customer interface. Instead, incorporate this service as part of your customer
service process.