Stored Credential Processing
- Industry Practice Transactions
- Standing Instructions Transactions
  - Requirements for Standing Instruction Transactions
  - Recurring Billing for Recurring Payments

Transaction Matrix for Industry Practice and Standing Instructions
- Initial Transactions
- Subsequent Transactions

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a Customer-Initiated Transaction
  - Required Fields
  - REST Example: Storing Customer Credentials During a Customer-Initiated Transaction
- Using Stored Customer Credentials During a Customer-Initiated Transaction
  - Required Fields
  - Card-Specific Required Fields
  - REST Example: Retrieving Customer Credentials During a Customer-Initiated Transaction

Merchant-Initiated Transactions
- Industry Practice Transactions
  - Merchant-Initiated Delayed Transaction
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Delayed Authorization Transaction
  - Merchant-Initiated Incremental Transaction
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Incremental Transaction
  - Merchant-Initiated Reauthorization Transactions
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Reauthorization Transactions
  - Merchant-Initiated Resubmission Transaction
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Resubmitted Authorization Transactions
  - Merchant-Initiated No-Show Transactions
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated No-Show Transaction
- Standing Instruction Transactions
  - Installment Payments
    - Initial CIT Installment Payment
      - Required Fields for Authorizing Initial Installment Payments Using REST APIs
      - Card-Specific Required Fields
      - REST Example: Initial Customer-Initiated Transaction Installment Payment
    - Subsequent MIT Installment Payments
      - Required Fields for Authorizing Subsequent Installment Payments Using REST APIs
      - Card-Specific Required Fields
      - REST Example: Subsequent Installment Payment Authorization
  - Recurring Payments
    - Recurring Billing for Recurring Payments
    - Initial CIT Recurring Payment
      - Required Fields for Authorizing Initial Recurring Payments Using REST APIs
      - REST Example: Initial CIT Recurring Payment
  - Mastercard Standing Order Payments
    - Mastercard Initial CIT Standing Order Payment
      - Required Fields for Authorizing Standing Order Payments Using REST APIs
      - REST Example: Initial CIT Standing Order Payments
  - Mastercard Subscription Payments
    - Mastercard Initial CIT Subscription Payment
      - Required Fields for Authorizing Subscription Payments Using REST APIs
      - REST Example: Initial CIT Subscription Payments
  - Unscheduled COF Payments
    - Initial CIT Unscheduled COF Payment
      - Required Fields for Authorizing Initial Unscheduled COF Payments Using REST APIs
      - REST Example: Initial CIT Unscheduled COF Payment

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REST API | Visa Platform Connect

Subsequent MIT Installment Payments

After the initial CIT installment payment, subsequent installment payments are merchant-initiated transactions (MITs).

Endpoint

POST https://api.cybersource.com/pts/v2/payments

Fields Required for this Use Case

Include these information with a standard authorization request when sending a subsequent installment payment request:

processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction. previousTransactionID

–Include the previous network transaction ID to indicate previously stored customer credentials were used.

processingInformation.authorizationOptions.initiator.storedCredentialUsed

–Set the field to

true

.

processingInformation.authorizationOptions.initiator.type

–Set the field to

merchant

to indicate a merchant-initiated transaction.

processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction.reason

–Set the reason code field to

9

.

processingInformation.commerceIndicator

–Set the field to

install

to indicate this is an installment transaction.

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