Stored Credential Processing
- Industry Practice Transactions
- Standing Instructions Transactions
  - Requirements for Standing Instruction Transactions
  - Recurring Billing for Recurring Payments

Transaction Matrix for Industry Practice and Standing Instructions
- Initial Transactions
- Subsequent Transactions

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a Customer-Initiated Transaction
  - Required Fields
  - REST Example: Storing Customer Credentials During a Customer-Initiated Transaction
- Using Stored Customer Credentials During a Customer-Initiated Transaction
  - Required Fields
  - Card-Specific Required Fields
  - REST Example: Retrieving Customer Credentials During a Customer-Initiated Transaction

Merchant-Initiated Transactions
- Industry Practice Transactions
  - Merchant-Initiated Delayed Transaction
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Delayed Authorization Transaction
  - Merchant-Initiated Incremental Transaction
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Incremental Transaction
  - Merchant-Initiated Reauthorization Transactions
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Reauthorization Transactions
  - Merchant-Initiated Resubmission Transaction
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated Resubmitted Authorization Transactions
  - Merchant-Initiated No-Show Transactions
    - Required Fields
    - Card-Specific Required Fields
    - REST Example: Merchant-Initiated No-Show Transaction
- Standing Instruction Transactions
  - Installment Payments
    - Initial CIT Installment Payment
      - Required Fields for Authorizing Initial Installment Payments Using REST APIs
      - Card-Specific Required Fields
      - REST Example: Initial Customer-Initiated Transaction Installment Payment
    - Subsequent MIT Installment Payments
      - Required Fields for Authorizing Subsequent Installment Payments Using REST APIs
      - Card-Specific Required Fields
      - REST Example: Subsequent Installment Payment Authorization
  - Recurring Payments
    - Recurring Billing for Recurring Payments
    - Initial CIT Recurring Payment
      - Required Fields for Authorizing Initial Recurring Payments Using REST APIs
      - REST Example: Initial CIT Recurring Payment
  - Mastercard Standing Order Payments
    - Mastercard Initial CIT Standing Order Payment
      - Required Fields for Authorizing Standing Order Payments Using REST APIs
      - REST Example: Initial CIT Standing Order Payments
  - Mastercard Subscription Payments
    - Mastercard Initial CIT Subscription Payment
      - Required Fields for Authorizing Subscription Payments Using REST APIs
      - REST Example: Initial CIT Subscription Payments
  - Unscheduled COF Payments
    - Initial CIT Unscheduled COF Payment
      - Required Fields for Authorizing Initial Unscheduled COF Payments Using REST APIs
      - REST Example: Initial CIT Unscheduled COF Payment

On This Page

REST API | Visa Platform Connect

REST Example: Retrieving Customer Credentials During a Customer-Initiated Transaction

Request

Endpoint:

POST https://api.cybersource.com/pts/v2/payments

{
    "processingInformation": {
        "authorizationOptions": {
            "initiator": {
                "storedCredentialUsed": "true"
            }
        }
    },
    "orderInformation": {
        "billTo": {
            "firstName": "John",
            "lastName": "Deo",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "country": "US",
            "email": "test@cybs.com",
            "phoneNumber": "6504327113"
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD",
            "originalAmount": "100" 
               // Discover card Only
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "4111xxxxxxxxxxxx",
            "expirationMonth": "12"
        }
    },
   "processorInformation": {
   		"transactionId": "12345678961000" 
   }
}

Response

},
    "paymentAccountInformation": {
        "card": {
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "authIndicator": "1",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "63740353A3AJ2NSH",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-05-20T19:13:06Z"
}