REST API | Visa Platform Connect

Storing Customer Credentials with a Customer-Initiated Transaction

Before you can perform a merchant-initiated transaction (MIT) or a customer-initiated transaction (CIT) with credentials-on-file (COF), you must store the customer's credentials for later use. Further, before you can store the user's credentials, you must get the customer's consent to store their private information. This is also known as establishing a relationship with the customer.

Fields Specific to this Use Case

Include this field with a standard authorization request when storing customer credentials:
  • processingInformation.authorizationOptions.initiator.credentialStoredOnFile
    –Set this field to
    true
    to indicate that the customer credentials will be stored for future use.

Endpoint

POST
https://api.cybersource.com
/pts/v2/payments