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Payer Authentication
and
3-D Secure

Configure
Payer Authentication
and
3-D Secure
for enhanced transaction security.
  1. Go to
    Merchant Tools > Site Preferences > Custom Preferences > Cybersource_PayerAuthentication
    .
  2. In
    Payer Authentication
    Mode, choose one of these options:

    ADDITIONAL INFORMATION

    • Yes
      : All transactions will process with
      3-D Secure
      .
    • No
      : No transactions will process with
      3-D Secure
      .
    • Data Only + Yes
      : Data Only will be used for Visa and Mastercard/Maestro. All other card brands will process with
      3-D Secure
      .
    • Data Only + No
      : Data Only will be used for Visa and Mastercard/Maestro. All other card brands will process without
      3-D Secure
      .
  3. IsSCAEnabled
    : Enable this option to enforce Strong Consumer Authentication (
    3-D Secure
    Challenge) when a customer is saving their payment card for future transactions.