This section describes how to process a merchant-initiated installment payment using these
TMS
token types:
Customer
Customer tokens store one or more customer payment instrument tokens and shipping address tokens.
Including a customer token eliminates the need to include billing information, card information, and the previous transaction's ID.
"paymentInformation": { "customer": { "id": "07C9CA98022DA498E063A2598D0AA400" } }
For more information about this
TMS
token type, see Customer Tokens in the
Token Management Service
Developer Guide
.
Payment Instrument
Payment instrument tokens store an instrument identifier token, card information, and billing information. Payment instruments are not linked to a customer token.
Including a payment instrument eliminates the need to include billing information, card information, and the previous transaction's ID.
"paymentInformation": { "paymentInstrument": { "id": "07CA24EF20F9E2C9E063A2598D0A8565" } }
For more information about this
TMS
token type, see Payment Instrument Token in the
Token Management Service
Developer Guide
.
Instrument Identifier
Instrument identifier tokens store only a PAN. Including an instrument identifier eliminates the need to include a PAN and the previous transaction's ID.
"paymentInformation": { "instrumentIdentifier": { "id": "7010000000016241111" } }
For more information about this
TMS
token type, see Instrument Identifier Token in the
Token Management Service
Developer Guide
.

Prerequisites

The first transaction in an installment payment is a
customer-initiated transaction
(CIT). Before you can perform a subsequent
merchant-initiated transaction
(MIT), you must store the customer's credentials for later use. Before you can store the user's credentials, you must get the customer's consent to store their private information. This process is also known as establishing a relationship with the customer.

Supported Card Types

These are the supported card types for processing transactions:
  • Discover
  • Mastercard
  • Visa

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments