Credentialed Transactions
- Recent Revisions to This Document

Introduction to Credentialed Transactions
- Industry Practice Transactions
- Standing Instructions Transactions
- Transaction Matrix for Industry Practice and Standing Instructions

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
- Storing Customer Credentials with a CIT and TMS
- Using Stored Customer Credentials During a CIT

Delayed Transaction
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Delayed Transaction with TMS

Incremental Transaction
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated Incremental Transaction with TMS

Reauthorization Transaction
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with TMS

Resubmission Transaction
- Merchant-Initiated Resubmission Transaction with PAN
- Merchant-Initiated Resubmission Transaction with TMS

No-Show Transactions
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated No-Show Transaction with TMS

Installment Payments
- Customer-Initiated Installment Payments with PAN
- Customer-Initiated Installment Payment with TMS
- Customer-Initiated Installment Payment with Enrollable Network Tokens
- Merchant-Initiated Installment Payments with PAN
- Merchant-Initiated Installment Payment with TMS

Recurring Payments
- Customer-Initiated Recurring Payment with PAN
- Customer-Initiated Recurring Payment with TMS
- Customer-Initiated Recurring Payment with Enrollable Network Tokens
- Merchant-Initiated Recurring Payments with PAN
- Merchant-Initiated Recurring Payments with TMS

Mastercard Standing Order Payments
- Mastercard Initial CIT Standing Order Payment
- Mastercard Initial CIT Standing Order Payment with TMS

Mastercard Subscription Payments
- Mastercard CIT Initial Subscription Payment
- Mastercard CIT Initial Subscription Payment with TMS

Unscheduled COF Payments
- Customer-Initiated Unscheduled COF Payment with PAN
- Customer-Initiated Unscheduled COF Payments with TMS
- Customer-Initiated Unscheduled COF Payment with Enrollable Network Tokens
- Merchant-Initiated Unscheduled COF Payments with PAN
- Merchant-Initiated Unscheduled COF Payments with TMS

Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
- Requirements
- Services
- Relaxed Fields

REST API | FDC Compass

Storing Customer Credentials with a CIT and PAN

Before you can perform a merchant-initiated transaction (MIT) or a customer-initiated transaction (CIT) with credentials-on-file (COF), you must store the customer's credentials for later use. Further, before you can store the user's credentials, you must get the customer's consent to store their private information. This is also known as establishing a relationship with the customer.

Endpoint

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments