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Services Supported for Apple Pay
Apple Pay is supported for the
authorization, sale, authorization reversal, and capture services.
Authorization
An authorization confirms that a payment card account holds sufficient funds to pay for a purchase.
A successful authorization places a hold on the funds in the account,
reducing the cardholder's available limits by the authorized amount.
The authorization service is supported with both types of Apple Pay decryption.
For more information, see these topics:
Sale (Authorization and Capture)
A sale bundles an authorization and capture into a single transaction. Request
the authorization and capture at the same time. Upon a successful transaction,
funds are immediately transferred from the customer account to the merchant
account. The authorization and capture amounts must be the same. The sale
service is supported with both types of Apple Pay decryption. For more
information, see these topics:
Authorization Reversal
Initiate an authorization reversal to reverse an unnecessary or undesired authorization.
A successful authorization reversal releases the hold
that the authorization placed on the customer’s credit card funds.
Include in the request message the request ID returned from the previous authorization
because the request ID links the reversal to the authorization.
For more information, see Processing an Apple Pay Authorization Reversal.
Capture
A capture transfers funds from the customer’s account to your bank,
typically in 2 to 4 days, and
it releases the hold that the authorization placed on the customer’s credit card funds.
Include in the request message the request ID returned from the previous authorization
because the request ID links the capture to the authorization.
For more information, see Processing an Apple Pay Payment Capture.