API Overview

Apple Pay Developer Guide
- Recent Revisions to This Document

Introduction to Apple Pay
- Two Apple Pay Decryption Methods
- Integration Options
  - Cybersource Decryption
  - Merchant Decryption
  - Unified Checkout
- Cards Supported for Apple Pay on Visa Platform Connect
- Payment Services Supported for Apple Pay
- Summary of Requirements for Using Apple Pay

Getting Started with Apple Pay
- Requirements for Payment Network Token Support
- Requirements for Enrolling in the Apple Developer Program
- Requirements for End-to-End Testing

Integrating Apple Pay into Your System
- Part 1: Set Up Your Apple Developer Account
  - Starting Enrollment in the Apple Developer Program
  - Completing Enrollment in the Apple Developer Program
  - Registering a New Merchant ID in Your Apple Developer Account
- Part 2: Create an Apple Pay Payment Processing Certificate
  - Generating a CSR for Cybersource Decryption
  - Generating a CSR for Merchant Decryption
  - Creating a Payment Processing Certificate for Your Merchant ID
- Part 3: Perform Additional Setup for Apple Pay on the Web
  - Creating an Apple Pay Merchant Identity Certificate
  - Registering Your Merchant Domains with Apple
  - Verifying the Merchant Domains That You Registered with Apple
- Validating Your Test Integration
- Integrating Apple Pay into Your Production Environment

Processing Apple Pay Transactions
- Authorize an Apple Pay Payment with Cybersource Decryption
  - Basic Steps: Authorizing a Payment with Cybersource Decryption
  - Fields Required to Authorize a Payment with Cybersource Decryption
  - REST Example: Authorize a Payment with Cybersource Decryption
- Authorize an Apple Pay Payment with Merchant Decryption
  - Basic Steps: Authorizing a Payment with Merchant Decryption
  - Fields Required to Authorize a Payment with Merchant Decryption
  - REST Example: Authorize a Payment with Merchant Decryption
- Process an Apple Pay Sale with Cybersource Decryption
  - Basic Steps: Processing a Sale with Cybersource Decryption
  - Fields Required to Process a Sale with Cybersource Decryption
  - REST Example: Process a Sale with Cybersource Decryption
- Process an Apple Pay Sale with Merchant Decryption
  - Basic Steps: Processing a Sale with Merchant Decryption
  - Fields Required to Process a Sale with Merchant Decryption
  - REST Example: Process a Sale with Merchant Decryption
- Reverse an Apple Pay Payment Authorization
  - Basic Steps: Reversing a Payment Authorization
  - Fields Required to Reverse a Payment Authorization
  - REST Example: Reverse a Payment Authorization
- Capture an Apple Pay Authorization
  - Basic Steps: Capturing an Authorization
  - Fields Required to Capture an Authorization
  - REST Example: Capturing an Authorization

Searching for Transactions
- Searching for Apple Pay Transactions

Reference Information
- Quick Integration for the Cybersource Decryption Method
- Endpoints for Services Supported with Apple Pay
- Optional Features Supported with Apple Pay

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

On This Page

Integration Options

Cybersource supports Apple Pay in multiple integration options. Three of the most widely used options are

Cybersource

decryption, merchant decryption, and Checkout API. Each option presents specific tradeoffs and advantages, and you can select the integration model that best fits your business.

Apple Pay integration is built into the Cybersource payment management platform. Cybersource offers two integration methods for handling the payment data returned by the Apple Pay service for processing payments. In response to an authorization request, Apple Pay returns payment data in an encrypted payload. The encrypted payment data is handled and processed differently, depending on which integration method is used. Both decryption methods support Apple Pay in-app and Apple Pay on the web.

`Cybersource`
Decryption

For

Cybersource

decryption, you implement Apple Pay directly on your checkout page. You send Cybersource all encrypted payment information that you receive from Apple Pay.

Cybersource

creates and manages the Apple Pay decryption keys, extracts and decrypts payment information, and maps the information to the appropriate fields for authorization and other payment services on your behalf. Having

Cybersource

process your Apple Pay transactions reduces your exposure to sensitive payment information.

Merchant Decryption

For merchant decryption, you (the merchant or the integrator) manage all aspects of the Apple Pay implementation, from generation of the payment encryption keys to decryption of the payment response payload from Apple Pay. As a merchant, you submit the Apple Pay payment token and other payment information to

Cybersource

for processing. With merchant decryption, payment instrument details remain visible to you, and you control the technical development that decrypts this information.

`Unified Checkout`

Unified Checkout is a consolidated digital acceptance product. Unified Checkout offers a single implementation for multiple payment options. This integration type is designed for merchants looking for a single solution for integrating multiple digital payment options.

IMPORTANT

Unified Checkout is not covered in this guide. It is mentioned here for the sake of completeness. For information about Unified Checkout, see the

Unified Checkout Integration Guide

.

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