Installment Payments

Your merchant ID must be enabled to process installment payments. You must specify the number of payments, the amount and frequency of each payment, and the start date for processing the payments.
Cybersource
creates a schedule based on this information and automatically bills the customer according to the schedule.
Include the appropriate endpoint that supports the
authorization,create_payment_token
or
sale,create_payment_token
transaction types. See Endpoints and Transaction Types. For descriptions of all request and response fields, see Hosted Checkout Integration API Fields.
Example: Creating an Installment Payment and Token
Request
access_key=a2b0c0d0e0f0g0h0i0j0k0l0m0n0o0p2 profile_id=0FFEAFFB-8171-4F34-A22D-1CD38A28A384 transaction_type=authorization,create_payment_token amount=5.00 locale=en transaction_uuid=fcfc212e92d23be881d1299ef3c3b314 signed_date_time=2020-01-17T10:46:39Z signed_field_names=reference_number,transaction_type,currency,amount,locale,access_key,profile_id,transaction_uuid,signed_date_time,signed_field_names,etc... signature=WrXOhTzhBjYMZROwiCug2My3jiZHOqATimcz5EBA07M= consumer_id=x23987456x // Replace x with 1 bill_to_forename=Joe bill_to_surname=Smith bill_to_email=joesmith@example.com bill_to_address_line1=1 My Apartment bill_to_address_state=CA bill_to_address_country=US card_type=001 card_number=411111111111xxxx // Replace x with 1 card_expiry_date=12-2022 card_cvn=005 recurring_frequency=monthly recurring_number_of_installments=6 recurring_amount=25.00 recurring_start_date=20200125 payment_method=card
Response
transaction_id=3500311655560181552946 decision=ACCEPT message=Request was processed successfully. req_access_key=a2b0c0d0e0f0g0h0i0j0k0l0m0n0o0p2 req_profile_id=0FFEAFFB-8171-4F34-A22D-1CD38A28A384 req_transaction_uuid=55d895790bc4c8a0f4464f9426ba3b79 req_transaction_type=authorization,create_payment_token req_reference_number=1350029885978 req_amount=5.00 req_currency=USD req_locale=en req_payment_method=card req_consumer_id=x23987456x // Replace x with 1 req_recurring_frequency=monthly req_recurring_number_of_installments=6 req_recurring_amount=25.00 req_recurring_start_date=20200125 req_bill_to_forename=Joe req_bill_to_surname=Smith req_bill_to_email=joesmith@example.com req_bill_to_address_line1=1 My Apartment req_bill_to_address_state=CA req_bill_to_address_country=US req_card_number=xxxxxxxxxxxx1111 req_card_type=001 req_card_expiry_date=12-2022 reason_code=100 auth_avs_code=U auth_avs_code_raw=00 auth_response=0 auth_amount=100.00 auth_time==2022-08-14T134608Z req_payment_token=CF2194C8A0F545CDE053AF598E0A20DA signed_field_names=reference_number,transaction_type,currency,amount,locale,access_key,profile_id,transaction_uuid,signed_date_time,signed_field_names,etc... signed_date_time=2022-10-12T08:39:25Z signature=jMeHnWRKwU3xtT02j2ufRibfFpbdjUSiuWGT9hnNm00=