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About This Guide

This section describes how to use this guide and where to find further information.

Audience and Purpose

This guide is written for resellers and merchants who want to use
Secure Acceptance
Hosted Checkout Integration
 to process payments without handling or storing sensitive payment information on their own servers.
Using
Secure Acceptance
Hosted Checkout Integration
 requires minimal scripting skills. You must create a security script and modify your HTML form to invoke
Secure Acceptance
. You will also use the
Business Center
 to review and manage orders.

Conventions

These special statements are used in this document:
An
Important
 statement contains information essential to successfully completing a task or learning a concept.
A
Warning
 contains information or instructions, which, if not heeded, can result in a security risk, irreversible loss of data, or significant cost in time or revenue or both.

Customer Support

For support information about any service, visit the Support Center:

Recent Revisions to This Document

25.08.01

Updated the required browsers. See Required Browsers.
Updated the
bill_to_address_state
 request field maximum length to 20. See Request Fields.
Updated the
bill_to_company_name
 request field maximum length to 60. See Request Fields.
Updated the
req_bill_to_address_state
 response field maximum length to 20. See Response Fields.
Updated the
req_bill_to_company_name
 response field maximum length to 60. See Response Fields.
Added these new response fields. See Response Fields.
  • payment_token_instrument_identifier_id
  • payment_token_instrument_identifier_new
  • payment_token_instrument_identifier_status

25.05.01

Added China UnionPay test cards. See Testing Transactions.
Added the
auth_trans_ref_no
 request field. See Request Fields.

25.02

This revision contains only editorial changes and no technical updates.

25.01

Added information about China UnionPay cards that do not have a card verification number (CVN) and expiration date. See the Important note in Adding Card Types and Currencies.
Updated information about test cards. See Test and View Transactions.
Updated the
auth_trans_ref_no
,
payer_authentication_eci
, and
payer_authentication_enroll_e_commerce_indicators response fields.
 See Response Fields.

24.06

Added information about China UnionPay cards that do not have a card verification number (CVN) and expiration date. See the Important note in Adding Card Types and Currencies.

24.05

Updated the Important note about signing request fields. See Request Fields.

24.04

This revision contains only editorial changes and no technical updates.

Website Requirements

Your website must meet these requirements:
  • It must have a shopping cart, customer order creation software, or an application for initiating disbursements to send funds to payment accounts.
  • It must contain product pages in one of the supported scripting languages. See Sample Transaction Process Using JSP.
  • The IT infrastructure must be Public Key Infrastructure (PKI) enabled to use SSL-based form POST submissions.
  • The IT infrastructure must be capable of digitally signing customer data before submission to
    Secure Acceptance
    .

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

The following are specifications and conditions that apply to a Reseller/Partner enabling its merchants through
Cybersource for
Visa Platform Connect
 (“VPC”) processing
. Failure to meet any of the specifications and conditions below is subject to the liability provisions and indemnification obligations under Reseller/Partner’s contract with Visa/Cybersource.
  1. Before boarding merchants for payment processing on a VPC acquirer’s connection, Reseller/Partner and the VPC acquirer must have a contract or other legal agreement that permits Reseller/Partner to enable its merchants to process payments with the acquirer through the dedicated VPC connection and/or traditional connection with such VPC acquirer.
  2. Reseller/Partner is responsible for boarding and enabling its merchants in accordance with the terms of the contract or other legal agreement with the relevant VPC acquirer.
  3. Reseller/Partner acknowledges and agrees that all considerations and fees associated with chargebacks, interchange downgrades, settlement issues, funding delays, and other processing related activities are strictly between Reseller and the relevant VPC acquirer.
  4. Reseller/Partner acknowledges and agrees that the relevant VPC acquirer is responsible for payment processing issues, including but not limited to, transaction declines by network/issuer, decline rates, and interchange qualification, as may be agreed to or outlined in the contract or other legal agreement between Reseller/Partner and such VPC acquirer.
DISCLAIMER: NEITHER VISA NOR CYBERSOURCE WILL BE RESPONSIBLE OR LIABLE FOR ANY ERRORS OR OMISSIONS BY THE
Visa Platform Connect
 ACQUIRER IN PROCESSING TRANSACTIONS. NEITHER VISA NOR CYBERSOURCE WILL BE RESPONSIBLE OR LIABLE FOR RESELLER/PARTNER BOARDING MERCHANTS OR ENABLING MERCHANT PROCESSING IN VIOLATION OF THE TERMS AND CONDITIONS IMPOSED BY THE RELEVANT
Visa Platform Connect
 ACQUIRER.