Merchant Account Types
There are two types of Cybersource merchant accounts, and
Cybersource
settlement services accountsprocessor direct contract accounts
.Cybersource Settlement Services Account
Cybersource
Settlement Services AccountThis merchant account has no direct contract with a payment provider partner. The
Cybersource
Financial Settlement Partner (FSP) collects funds on
your behalf and settles them to your merchant account.Cybersource
requests the export compliance
service for every transaction using the Cybersource
settlement
services account. The export compliance service compares customer information to
export control lists maintained by government agencies. If a customer's name appears
on any government list, the transaction is declined.To facilitate compliance checks for
Cybersource
settlement services
accounts, you must include these fields in your authorization service requests.You must include these fields in the live environment to avoid receiving error
messages.
Figure:
Mandatory Authorization Fields for a
Cybersource
Settlement Services Account- billTo_city
- billTo_country
- billTo_firstName
- billTo_lastName
- billTo_street1
Processor Direct Contract Account
This merchant account must use the payment provider selected by
Cybersource
. If you have existing direct contracts, you must inform your
sales representative.