Flow of Apple Pay Web Transactions Using

Cybersource

Decryption

When the customer chooses to pay with Apple Pay, you use the Apple Pay JavaScript to request the encrypted payment data from Apple.

Apple uses the Secure Element to create a

payment token

and encrypt the token’s

payment data

before it sends your application using the

onpaymentauthorized

event handler.

The payment token is the
ApplePayPaymentToken
structure.
The payment data is the
paymentData
field of the
ApplePayPaymentToken
structure.

You forward the encrypted payment data to your order management system.

Using the

Cybersource

API, you submit the authorization request. In the

encryptedPayment_data

field, include the Base64-encoded value obtained from the

paymentData

field of the

ApplePayPaymentToken

structure.

Cybersource

decrypts the payment data and forwards the information to the payment network, which includes your processor and the relevant payment card company.