Recent Revisions to This Document

About This Guide

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
- Payment Features

Standard Payment Processing
- Basic Authorizations
- Authorizations with Line Items
- Authorizations with Payment Network Tokens
- Authorizations with a Card Verification Number
- Authorizations with Strong Customer Authentication Exemption
- Zero Amount Authorizations
- Incremental Authorizations
- Final Authorization Indicator
- Authorization Reversals
- Timeout Authorization Reversal
- Captures
- Multiple Partial Captures
- Forced Captures
- Refunds
- Credit
- Sale
- Void
- Timeout Void for a Capture, Sale, Refund, or Credit

Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
- Authorizations with Magnetic Stripe Swipes
- Authorizations with Hand-Keyed Data
- Authorization for a Cash Advance with a Credit Card
- Captures

Card Present Connect | Mass Transit Processing
- Mastercard Authorization with EMV Data
- Visa Account Verification Request (AVR) with EMV Data
- Visa Deferred Sale with EMV Data
- Tap-Initiated Authorization for Debt Recovery with EMV Data
- Merchant-Initiated Authorizations for Debt Recovery with Stored Card Data
- Tap-Initiated Sales for Debt Recovery with EMV Data
- Merchant-Initiated Sales for Debt Recovery with Stored Card Data
- Stand-Alone Credits with Card Data
- Capture an Authorization
- Authorization Reversals
- Timeout Reversal
- Timeout Void

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Airline Data Processing
- Airline Travel Legs
- Authorizations
- Captures for Ticket Purchases
- Captures for Ancillary Purchases
- Refunds
- Credits

Japanese Payment Options Processing
- Authorize a Single Payment with Japanese Payment Options
- Authorize a Bonus Payment with Japanese Payment Options
- Authorize an Installment Payment with Japanese Payment Options
- Authorize a Revolving Payment with Japanese Payment Options
- Authorize a Combination Payment with Japanese Payment Options

Level II Processing
- Captures with Level II Data
- Credits with Level II Data
- Sales with Level II Data

Level III Processing
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data

Mastercard Processing
- Mastercard Bill Payment Processing
- Mastercard Expert Monitoring Solutions Processing

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- JCB J/Secure
- Mastercard Identity Check
- Visa Secure

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
- Storing Customer Credentials with a CIT and TMS
- Using Stored Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Delayed Transaction with TMS
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated Incremental Transaction with TMS
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated No-Show Transaction with TMS
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with TMS
- Merchant-Initiated Resubmission Transaction with PAN
- Merchant-Initiated Resubmission Transaction with TMS
- Installment Payments
- Recurring Payments
- Mastercard Standing Order Payments
- Mastercard Subscription Payments
- Unscheduled COF Payments

Token Management Service Processing
- Authorizing a Payment with a Customer Token
- Authorizing a Payment with a Non-Default Shipping Address
- Authorizing a Payment with a Non-Default Payment Instrument
- Authorizing a Payment with a Payment Instrument
- Authorizing a Payment with an Instrument Identifier
- Authorizing a Payment with a Legacy Token
- Making a Credit with a Customer Token
- Making a Credit with a Non-Default Payment Instrument
- Making a Credit with a Payment Instrument
- Making a Credit with an Instrument Identifier
- Making a Credit with a Legacy Token

REST API | Visa Platform Connect

Installment Payments

On This Page

Customer-Initiated Installment Payments with PAN
- Required Fields for Initial Customer-Initiated Installment Payments with a PAN
- REST Example: Authorizing Initial Customer-Initiated Installment Payments with a PAN

Customer-Initiated Installment Payment with TMS
- Required Fields for CIT Installment Payments with TMS
- REST Example: CIT Installment Payment with TMS

Merchant-Initiated Installment Payments with PAN
- Required Fields for Authorizing Merchant-Initiated Subsequent Installment Payments
- Card-Specific Required Field for Retrieving Customer Credentials During a CIT
- India-Specific Required Fields for Installment Payments
- REST Example: Authorizing Merchant-Initiated Subsequent Installment Payments

Merchant-Initiated Installment Payment with TMS
- Required Fields for MIT Installment Payments with TMS
- Card-Specific Required Field for Retrieving Customer Credentials During a CIT
- India-Specific Required Fields for Installment Payments
- Example: MIT with TMS Instrument Identifier Token

An installment payment is a single purchase of goods or services billed to a customer in multiple transactions over a period of time agreed to by you and the customer. The agreement enables you to charge a specific amount at specified intervals.

Installments Service for Installment Payments

IMPORTANT

Do not use this document if you are using the Installments service. When using the Installments service, Cybersource saves and stores payment credentials for installment transactions, ensuring compliance with COF best practices.