During a contact EMV authorization, the customer inserts the card into the terminal, which causes the EMV chip to be in contact with the terminal. When processing an offline PIN transaction, the EMV chip verifies the customer PIN.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Required Fields for Processing an Authorization with Contact EMV and Offline PIN

clientReferenceInformation.code
clientReferenceInformation.partner.thirdPartyCertificationNumber
Cybersource
 provides the value for this field.
clientReferenceInformation.transactionId
merchantInformation.transactionLocalDateTime
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
paymentInformation.card.type
pointOfSaleInformation.emv.cardSequenceNumber
pointOfSaleInformation.emv.tags
pointOfSaleInformation.entryMode
Set this field to
contact
.
pointOfSaleInformation.terminalCapability
Set this field to
4
. Set this field to
0
 if the terminal does not support PINs.
pointOfSaleInformation.terminalPinCapability
pointOfSaleInformation.trackData
processingInformation.commerceIndicator
Set this field to
retail
.

REST Example: Processing an Authorization with Contact EMV and Offline PIN

Endpoint:
  • Production:
    POST
    https://api.cybersource.com
    /pts/v2/payments
  • Test:
    POST
    https://apitest.cybersource.com
    /pts/v2/payments
Request
{
  "clientReferenceInformation": {
    "code": "test123",
    "transactionId": "uniqueValue2",
    "partner": {
      "thirdPartyCertificationNumber": "testTPCN"
    }
  },
  "processingInformation": {
    "commerceIndicator": "retail",
    "authorizationOptions": {
      "partialAuthIndicator": "true"
    }
  },
  "paymentInformation": {
     "card": {
                "type": "001"
       }
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "9900.00",
      "currency": "USD"
    }
  },
  "pointOfSaleInformation": {
    "entryMode": "contact",
    "terminalCapability": 4,
     "terminalPinCapability": 6,
    "emv": {
      "tags": "5F3401019F3303E0F8C8950580800480009F370465B81A3A9F100706011203A0A0009F2608E9D097D1901E8AB99F36020002820218009C01009F1A0208409A032307259F02060000000007005F2A0208409F0306000000000000DF78083831393931303236DF791B322D30323436362D312D31432D5246492D303331332D342E332E62",
      "cardSequenceNumber": "01"
    },
    "trackData": ";4761739001010143=251220111478549?"
  },
  	"merchantInformation": {
		"transactionLocalDateTime": "20230724085022"
	}
}
Response to a Successful Request
{
  "_links": {
    "authReversal": {
      "method": "POST",
      "href": "/pts/v2/payments/6938894575296498704951/reversals"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/6938894575296498704951"
    },
    "capture": {
      "method": "POST",
      "href": "/pts/v2/payments/6938894575296498704951/captures"
    }
  },
  "clientReferenceInformation": {
    "code": "test123",
    "transactionId": "uniqueValue2"
  },
  "id": "6938894575296498704951",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "9900.00",
      "currency": "USD"
    }
  },
  "paymentAccountInformation": {
    "card": {
      "type": "001"
    }
  },
  "paymentInformation": {
    "accountFeatures": {
      "category": "A",
      "group": "0"
    },
    "tokenizedCard": {
      "type": "001"
    },
    "card": {
      "type": "001"
    }
  },
  "pointOfSaleInformation": {
    "emv": {
      "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48"
    }
  },
  "processorInformation": {
    "systemTraceAuditNumber": "188589",
    "approvalCode": "831000",
    "networkTransactionId": "016153570198200",
    "retrievalReferenceNumber": "324704188589",
    "transactionId": "016153570198200",
    "responseCode": "00",
    "avs": {
      "code": "2"
    }
  },
  "reconciliationId": "6938894575296498704951",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2023-09-05T04:50:58Z"
}