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About This Guide

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
- Payment Features

Standard Payment Processing
- Basic Authorizations
- Authorizations with Line Items
- Authorizations with Payment Network Tokens
- Authorizations with a Card Verification Number
- Authorizations with Strong Customer Authentication Exemption
- Zero Amount Authorizations
- Incremental Authorizations
- Final Authorization Indicator
- Authorization Reversals
- Timeout Authorization Reversal
- Captures
- Multiple Partial Captures
- Forced Captures
- Refunds
- Credit
- Sale
- Void
- Timeout Void for a Capture, Sale, Refund, or Credit

Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
- Authorizations with Magnetic Stripe Swipes
- Authorizations with Hand-Keyed Data
- Authorization for a Cash Advance with a Credit Card
- Captures

Card Present Connect | Mass Transit Processing
- Mastercard Authorization with EMV Data
- Visa Account Verification Request (AVR) with EMV Data
- Visa Deferred Sale with EMV Data
- Tap-Initiated Authorization for Debt Recovery with EMV Data
- Merchant-Initiated Authorizations for Debt Recovery with Stored Card Data
- Tap-Initiated Sales for Debt Recovery with EMV Data
- Merchant-Initiated Sales for Debt Recovery with Stored Card Data
- Stand-Alone Credits with Card Data
- Capture an Authorization
- Authorization Reversals
- Timeout Reversal
- Timeout Void

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Airline Data Processing
- Airline Travel Legs
- Authorizations
- Captures for Ticket Purchases
- Captures for Ancillary Purchases
- Refunds
- Credits

Japanese Payment Options Processing
- Authorize a Single Payment with Japanese Payment Options
- Authorize a Bonus Payment with Japanese Payment Options
- Authorize an Installment Payment with Japanese Payment Options
- Authorize a Revolving Payment with Japanese Payment Options
- Authorize a Combination Payment with Japanese Payment Options

Level II Processing
- Captures with Level II Data
- Credits with Level II Data
- Sales with Level II Data

Level III Processing
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data

Mastercard Processing
- Mastercard Bill Payment Processing
- Mastercard Expert Monitoring Solutions Processing

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- JCB J/Secure
- Mastercard Identity Check
- Visa Secure

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
- Storing Customer Credentials with a CIT and TMS
- Using Stored Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Delayed Transaction with TMS
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated Incremental Transaction with TMS
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated No-Show Transaction with TMS
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with TMS
- Merchant-Initiated Resubmission Transaction with PAN
- Merchant-Initiated Resubmission Transaction with TMS
- Installment Payments
- Recurring Payments
- Mastercard Standing Order Payments
- Mastercard Subscription Payments
- Unscheduled COF Payments

Token Management Service Processing
- Authorizing a Payment with a Customer Token
- Authorizing a Payment with a Non-Default Shipping Address
- Authorizing a Payment with a Non-Default Payment Instrument
- Authorizing a Payment with a Payment Instrument
- Authorizing a Payment with an Instrument Identifier
- Authorizing a Payment with a Legacy Token
- Making a Credit with a Customer Token
- Making a Credit with a Non-Default Payment Instrument
- Making a Credit with a Payment Instrument
- Making a Credit with an Instrument Identifier
- Making a Credit with a Legacy Token

REST API | Visa Platform Connect

EMV Chip (Contactless) and Online PIN

For an EMV contactless payment, the customer taps the card on the terminal. The terminal and chip use NFC (near-field communication) to communicate with each other. For an online PIN transaction, the customer uses a PIN to verify their identity and the issuer verifies the PIN.

Endpoint

POST https://api.cybersource.com/pts/v2/payments