On This Page

Processing an Account Verification

This section describes how to process an account verification in Cloud mode. The account verification transaction submits a zero-amount authorization request to validate the payment card.
Generate a bearer token before sending each request. For more information, see Generating a Bearer Token for Authentication.

Endpoints

Test:
POST https://terminalstest.cybersource.com/v1/cloud/transactions
Production:
POST https://terminals.cybersource.com/v1/cloud/transactions

Required Fields for Processing an Account Verification

serialNumber
Set this field to the serial number of the terminal.
request.type
Set this field to
AccountVerificationRequest
.
request.merchantReferenceCode
Set this field to a unique, user-defined reference code. The code can consist of up to 50 alphanumeric characters, underscores (_), and dashes (-).
request.amountDetails.currency
Set this field to the currency code.

REST Example: Processing an Account Verification

Request
{
    "serialNumber": "1850000000",
    "request": {
      "type": "AccountVerificationRequest",
      "merchantReferenceCode": "ec119c3b377542b09132867d236dc834",
      "amountDetails": {
        "currency": "GBP"
      }
   }
}
Response to a Successful Request
 {
      "type" : "AccountVerificationResponse",
      "message" : "Verification successful",
      "transactionDetails" : {
        "id" : "2dd6beb00d8d4bb8bf1a4718917a3003",
        "merchantReferenceCode" : "ec119c3b377542b09132867d236dc834",
        "submitTimeUtc" : "2023-12-01T20:27:02+0000",
        "amountDetails" : {
          "currency" : "GBP"
        }
      },
      "processingDetails" : {
        "status" : "APPROVED",
        "verificationMethod" : "NONE",
        "entryMode" : "NFC_ICC",
        "card" : {
          "expirationMonth" : "12",
          "expirationYear" : "2025",
          "type" : "VISA",
          "maskedPan" : "476173XXXXXX0119",
          "countryCode" : "840"
        }
      },
      "additionalInformation" : {
        "instrumentId" : "7030000000022690119",
        "requestId" : "7014624258386432804007"
      },
      "receipts" : {
        "merchantReceipt" : {
          "preformattedReceipt" : "Merchant Receipt\nCP Test\nSample Street\nUB3 2EA London\nUnited Kingdom\n1234567\n\nAccount Verification\n£0.00\n\n\nAccount Valid.\n\n\nCard: Payworks VISA\nAccount: **** **** **** 0119\nEntry Mode: Contactless\nAID: A0000000031010\nVerification: None\n\nAuthorization: 938239\nMerchant ID: **37599\nTerminal ID: ****0063\n\n2dd6beb00d8d4bb8bf1a4718917a3003\n21:27:07: 01/12/2023\n\n\n",
          "receiptData" : {
            "lines" : {
              "MERCHANT_DETAILS_PUBLIC_NAME" : {
                "label" : "Name",
                "value" : "CP Test"
              },
              "MERCHANT_DETAILS_ADDRESS" : {
                "label" : "Address",
                "value" : "Sample Street"
              },
              "MERCHANT_DETAILS_ZIP" : {
                "label" : "Zip",
                "value" : "UB3 2EA"
              },
              "MERCHANT_DETAILS_CITY" : {
                "label" : "City",
                "value" : "London"
              },
              "MERCHANT_DETAILS_COUNTRY" : {
                "label" : "Country",
                "value" : "United Kingdom"
              },
              "MERCHANT_DETAILS_CONTACT" : {
                "label" : "Contact",
                "value" : "1234567"
              },
              "MERCHANT_DETAILS_ADDITIONAL_INFORMATION" : {
                "label" : "Additional Information",
                "value" : ""
              },
              "PAYMENT_DETAILS_SCHEME_OR_LABEL" : {
                "label" : "Card",
                "value" : "Payworks VISA"
              },
              "PAYMENT_DETAILS_MASKED_ACCOUNT" : {
                "label" : "Account",
                "value" : "**** **** **** 0119"
              },
              "PAYMENT_DETAILS_EMV_APPLICATION_ID" : {
                "label" : "AID",
                "value" : "A0000000031010"
              },
              "PAYMENT_DETAILS_SOURCE" : {
                "label" : "Entry Mode",
                "value" : "Contactless"
              },
              "PAYMENT_DETAILS_CUSTOMER_VERIFICATION" : {
                "label" : "Verification",
                "value" : "None"
              },
              "CLEARING_DETAILS_AUTHORIZATION_CODE" : {
                "label" : "Authorization",
                "value" : "938239"
              },
              "CLEARING_DETAILS_MERCHANT_IDENTIFIER" : {
                "label" : "Merchant ID",
                "value" : "**37599"
              },
              "CLEARING_DETAILS_TERMINAL_ID" : {
                "label" : "Terminal ID",
                "value" : "****0063"
              },
              "RECEIPT_TYPE" : {
                "label" : "Receipt Type",
                "value" : "Merchant Receipt"
              },
              "TRANSACTION_TYPE" : {
                "label" : "Type",
                "value" : "Account Verification"
              },
              "SUBJECT" : {
                "label" : "Description",
                "value" : ""
              },
              "IDENTIFIER" : {
                "label" : "PWID",
                "value" : "2dd6beb00d8d4bb8bf1a4718917a3003"
              },
              "AMOUNT_AND_CURRENCY" : {
                "label" : "Amount",
                "value" : "£0.00"
              },
              "DATE" : {
                "label" : "Date",
                "value" : "01/12/2023"
              },
              "TIME" : {
                "label" : "Time",
                "value" : "21:27:07"
              },
              "STATUS_TEXT" : {
                "label" : "Information",
                "value" : "Account Valid."
              }
            },
            "signatureLineRequired" : false
          }
        },
        "customerReceipt" : {
          "preformattedReceipt" : "Cardholder Receipt\nCP Test\nSample Street\nUB3 2EA London\nUnited Kingdom\n1234567\n\nAccount Verification\n£0.00\n\n\nAccount Valid.\n\n\nCard: Payworks VISA\nAccount: **** **** **** 0119\nEntry Mode: Contactless\nAID: A0000000031010\nVerification: None\n\nAuthorization: 938239\nMerchant ID: **37599\nTerminal ID: ****0063\n\n2dd6beb00d8d4bb8bf1a4718917a3003\n21:27:07: 01/12/2023\n\n\n",
          "receiptData" : {
            "lines" : {
              "MERCHANT_DETAILS_PUBLIC_NAME" : {
                "label" : "Name",
                "value" : "CP Test"
              },
              "MERCHANT_DETAILS_ADDRESS" : {
                "label" : "Address",
                "value" : "Sample Street"
              },
              "MERCHANT_DETAILS_ZIP" : {
                "label" : "Zip",
                "value" : "UB3 2EA"
              },
              "MERCHANT_DETAILS_CITY" : {
                "label" : "City",
                "value" : "London"
              },
              "MERCHANT_DETAILS_COUNTRY" : {
                "label" : "Country",
                "value" : "United Kingdom"
              },
              "MERCHANT_DETAILS_CONTACT" : {
                "label" : "Contact",
                "value" : "1234567"
              },
              "MERCHANT_DETAILS_ADDITIONAL_INFORMATION" : {
                "label" : "Additional Information",
                "value" : ""
              },
              "PAYMENT_DETAILS_SCHEME_OR_LABEL" : {
                "label" : "Card",
                "value" : "Payworks VISA"
              },
              "PAYMENT_DETAILS_MASKED_ACCOUNT" : {
                "label" : "Account",
                "value" : "**** **** **** 0119"
              },
              "PAYMENT_DETAILS_EMV_APPLICATION_ID" : {
                "label" : "AID",
                "value" : "A0000000031010"
              },
              "PAYMENT_DETAILS_SOURCE" : {
                "label" : "Entry Mode",
                "value" : "Contactless"
              },
              "PAYMENT_DETAILS_CUSTOMER_VERIFICATION" : {
                "label" : "Verification",
                "value" : "None"
              },
              "CLEARING_DETAILS_AUTHORIZATION_CODE" : {
                "label" : "Authorization",
                "value" : "938239"
              },
              "CLEARING_DETAILS_MERCHANT_IDENTIFIER" : {
                "label" : "Merchant ID",
                "value" : "**37599"
              },
              "CLEARING_DETAILS_TERMINAL_ID" : {
                "label" : "Terminal ID",
                "value" : "****0063"
              },
              "RECEIPT_TYPE" : {
                "label" : "Receipt Type",
                "value" : "Cardholder Receipt"
              },
              "TRANSACTION_TYPE" : {
                "label" : "Type",
                "value" : "Account Verification"
              },
              "SUBJECT" : {
                "label" : "Description",
                "value" : ""
              },
              "IDENTIFIER" : {
                "label" : "PWID",
                "value" : "2dd6beb00d8d4bb8bf1a4718917a3003"
              },
              "AMOUNT_AND_CURRENCY" : {
                "label" : "Amount",
                "value" : "£0.00"
              },
              "DATE" : {
                "label" : "Date",
                "value" : "01/12/2023"
              },
              "TIME" : {
                "label" : "Time",
                "value" : "21:27:07"
              },
              "STATUS_TEXT" : {
                "label" : "Information",
                "value" : "Account Valid."
              }
            },
            "signatureLineRequired" : false
          }
        }
      }
}
Response to an Unsuccessful Request
If the request is unsuccessful, you will receive an error response with details.
{
      "type": "ErrorResponse",
      "message": "Error message to display.",
      "developerDescription": "Detailed description of error."
}