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Account Verification

Use this information to process an account verification when the app is in Local mode. The account verification transaction submits a zero-amount authorization request to validate the payment card.

Endpoints

The endpoint is the same for the test and production environments.

Test:

wss://{terminal IP address:port number}/

Production:

wss://{terminal IP address:port number}/

Required Fields for an Account Verification

type: Set the value to
AccountVerificationRequest
.
merchantReferenceCode: Set the value to a unique, user-defined reference code. The code can consist of up to 50 alphanumeric characters, underscores (_), and dashes (-). Avoid using formatting that resembles a telephone number (XXX-XXX-XXXX) or a Social Security number (XXX-XX-XXXX).
amountDetails.currency: Set the value to the currency code.

REST Example: Account Verification

Request

{
      "type": "AccountVerificationRequest",
      "merchantReferenceCode": "ec119c3b377542b09132867d236dc834",
      "amountDetails": {
        "currency": "GBP"
      }
}

Mid-Transaction Status Updates

During the transaction, you might receive one or more update responses indicating the current status of the transaction. You can choose to display these updates on your point-of-sale (POS) system.

{
      "type": "TransactionStatusResponse",
      "message": "Status update to display.",
      "canBeAborted": true/false
}

Response to a Successful Request

 {
      "type" : "AccountVerificationResponse",
      "message" : "Verification successful",
      "transactionDetails" : {
        "id" : "2dd6beb00d8d4bb8bf1a4718917a3003",
        "merchantReferenceCode" : "ec119c3b377542b09132867d236dc834",
        "submitTimeUtc" : "2023-12-01T20:27:02+0000",
        "amountDetails" : {
          "currency" : "GBP"
        }
      },
      "processingDetails" : {
        "status" : "APPROVED",
        "verificationMethod" : "NONE",
        "entryMode" : "NFC_ICC",
        "card" : {
          "expirationMonth" : "12",
          "expirationYear" : "2025",
          "type" : "VISA",
          "maskedPan" : "476173XXXXXX0119",
          "countryCode" : "840"
        }
      },
      "additionalInformation" : {
        "instrumentId" : "7030000000022690119",
        "requestId" : "7014624258386432804007"
      },
      "receipts" : {
        "merchantReceipt" : {
          "preformattedReceipt" : "Merchant Receipt\nCP Test\nSample Street\nUB3 2EA London\nUnited Kingdom\n1234567\n\nAccount Verification\n£0.00\n\n\nAccount Valid.\n\n\nCard: Payworks VISA\nAccount: **** **** **** 0119\nEntry Mode: Contactless\nAID: A0000000031010\nVerification: None\n\nAuthorization: 938239\nMerchant ID: **37599\nTerminal ID: ****0063\n\n2dd6beb00d8d4bb8bf1a4718917a3003\n21:27:07: 01/12/2023\n\n\n",
          "receiptData" : {
            "lines" : {
              "MERCHANT_DETAILS_PUBLIC_NAME" : {
                "label" : "Name",
                "value" : "CP Test"
              },
              "MERCHANT_DETAILS_ADDRESS" : {
                "label" : "Address",
                "value" : "Sample Street"
              },
              "MERCHANT_DETAILS_ZIP" : {
                "label" : "Zip",
                "value" : "UB3 2EA"
              },
              "MERCHANT_DETAILS_CITY" : {
                "label" : "City",
                "value" : "London"
              },
              "MERCHANT_DETAILS_COUNTRY" : {
                "label" : "Country",
                "value" : "United Kingdom"
              },
              "MERCHANT_DETAILS_CONTACT" : {
                "label" : "Contact",
                "value" : "1234567"
              },
              "MERCHANT_DETAILS_ADDITIONAL_INFORMATION" : {
                "label" : "Additional Information",
                "value" : ""
              },
              "PAYMENT_DETAILS_SCHEME_OR_LABEL" : {
                "label" : "Card",
                "value" : "Payworks VISA"
              },
              "PAYMENT_DETAILS_MASKED_ACCOUNT" : {
                "label" : "Account",
                "value" : "**** **** **** 0119"
              },
              "PAYMENT_DETAILS_EMV_APPLICATION_ID" : {
                "label" : "AID",
                "value" : "A0000000031010"
              },
              "PAYMENT_DETAILS_SOURCE" : {
                "label" : "Entry Mode",
                "value" : "Contactless"
              },
              "PAYMENT_DETAILS_CUSTOMER_VERIFICATION" : {
                "label" : "Verification",
                "value" : "None"
              },
              "CLEARING_DETAILS_AUTHORIZATION_CODE" : {
                "label" : "Authorization",
                "value" : "938239"
              },
              "CLEARING_DETAILS_MERCHANT_IDENTIFIER" : {
                "label" : "Merchant ID",
                "value" : "**37599"
              },
              "CLEARING_DETAILS_TERMINAL_ID" : {
                "label" : "Terminal ID",
                "value" : "****0063"
              },
              "RECEIPT_TYPE" : {
                "label" : "Receipt Type",
                "value" : "Merchant Receipt"
              },
              "TRANSACTION_TYPE" : {
                "label" : "Type",
                "value" : "Account Verification"
              },
              "SUBJECT" : {
                "label" : "Description",
                "value" : ""
              },
              "IDENTIFIER" : {
                "label" : "PWID",
                "value" : "2dd6beb00d8d4bb8bf1a4718917a3003"
              },
              "AMOUNT_AND_CURRENCY" : {
                "label" : "Amount",
                "value" : "£0.00"
              },
              "DATE" : {
                "label" : "Date",
                "value" : "01/12/2023"
              },
              "TIME" : {
                "label" : "Time",
                "value" : "21:27:07"
              },
              "STATUS_TEXT" : {
                "label" : "Information",
                "value" : "Account Valid."
              }
            },
            "signatureLineRequired" : false
          }
        },
        "customerReceipt" : {
          "preformattedReceipt" : "Cardholder Receipt\nCP Test\nSample Street\nUB3 2EA London\nUnited Kingdom\n1234567\n\nAccount Verification\n£0.00\n\n\nAccount Valid.\n\n\nCard: Payworks VISA\nAccount: **** **** **** 0119\nEntry Mode: Contactless\nAID: A0000000031010\nVerification: None\n\nAuthorization: 938239\nMerchant ID: **37599\nTerminal ID: ****0063\n\n2dd6beb00d8d4bb8bf1a4718917a3003\n21:27:07: 01/12/2023\n\n\n",
          "receiptData" : {
            "lines" : {
              "MERCHANT_DETAILS_PUBLIC_NAME" : {
                "label" : "Name",
                "value" : "CP Test"
              },
              "MERCHANT_DETAILS_ADDRESS" : {
                "label" : "Address",
                "value" : "Sample Street"
              },
              "MERCHANT_DETAILS_ZIP" : {
                "label" : "Zip",
                "value" : "UB3 2EA"
              },
              "MERCHANT_DETAILS_CITY" : {
                "label" : "City",
                "value" : "London"
              },
              "MERCHANT_DETAILS_COUNTRY" : {
                "label" : "Country",
                "value" : "United Kingdom"
              },
              "MERCHANT_DETAILS_CONTACT" : {
                "label" : "Contact",
                "value" : "1234567"
              },
              "MERCHANT_DETAILS_ADDITIONAL_INFORMATION" : {
                "label" : "Additional Information",
                "value" : ""
              },
              "PAYMENT_DETAILS_SCHEME_OR_LABEL" : {
                "label" : "Card",
                "value" : "Payworks VISA"
              },
              "PAYMENT_DETAILS_MASKED_ACCOUNT" : {
                "label" : "Account",
                "value" : "**** **** **** 0119"
              },
              "PAYMENT_DETAILS_EMV_APPLICATION_ID" : {
                "label" : "AID",
                "value" : "A0000000031010"
              },
              "PAYMENT_DETAILS_SOURCE" : {
                "label" : "Entry Mode",
                "value" : "Contactless"
              },
              "PAYMENT_DETAILS_CUSTOMER_VERIFICATION" : {
                "label" : "Verification",
                "value" : "None"
              },
              "CLEARING_DETAILS_AUTHORIZATION_CODE" : {
                "label" : "Authorization",
                "value" : "938239"
              },
              "CLEARING_DETAILS_MERCHANT_IDENTIFIER" : {
                "label" : "Merchant ID",
                "value" : "**37599"
              },
              "CLEARING_DETAILS_TERMINAL_ID" : {
                "label" : "Terminal ID",
                "value" : "****0063"
              },
              "RECEIPT_TYPE" : {
                "label" : "Receipt Type",
                "value" : "Cardholder Receipt"
              },
              "TRANSACTION_TYPE" : {
                "label" : "Type",
                "value" : "Account Verification"
              },
              "SUBJECT" : {
                "label" : "Description",
                "value" : ""
              },
              "IDENTIFIER" : {
                "label" : "PWID",
                "value" : "2dd6beb00d8d4bb8bf1a4718917a3003"
              },
              "AMOUNT_AND_CURRENCY" : {
                "label" : "Amount",
                "value" : "£0.00"
              },
              "DATE" : {
                "label" : "Date",
                "value" : "01/12/2023"
              },
              "TIME" : {
                "label" : "Time",
                "value" : "21:27:07"
              },
              "STATUS_TEXT" : {
                "label" : "Information",
                "value" : "Account Valid."
              }
            },
            "signatureLineRequired" : false
          }
        }
      }
}

Response to an Unsuccessful Request

When the request is unsuccessful, you receive an error response with details.

{
      "type": "ErrorResponse",
      "message": "Error message to display.",
      "developerDescription": "Detailed description of error."
}