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Required Fields for Authorizing a Payment Using Visa and the
Cybersource
 Decryption Method

The following fields are required when submitting an authorization request using the
Cybersource
 decryption method:
  • ccAuthService_commerceIndicator
    -set this field to
    internet
    .
  • encryptedPayment_data
    • Set the field to the value that was returned from Samsung Pay in the
      3ds.data
       block as follows:
      • Retrieve the payment data from Samsung Pay in JSON Web Encryption (JWE) format.
      • Encode it in Base64.
      • Add the value to the
        encryptedPayment_data
         field.
  • encryptedPayment_descriptor
    -set this field to
    RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=
    .
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Example:
Cybersource
 Decryption with Visa Using the Simple Order API

Authorization Request 
<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <ccAuthService run="true">
        <commerceIndicator>internet</commerceIndicator>
    </ccAuthService>
    <encryptedPayment>
        <data>ABCDEFabcdefABCDEFabcdef0987654321234567</data>
        <descriptor>RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=</descriptor>
    </encryptedPayment>
    <paymentSolution>008</paymentSolution>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
</requestMessage>
Authorization Response 
<c:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
    <c:token>
        <c:prefix>294672</c:prefix>
        <c:suffix>4397</c:suffix>
        <c:expirationMonth>08</c:expirationMonth>
        <c:expirationYear>2021</c:expirationYear>
    </c:token>
</c:replyMessage>