Authorization Service

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You can authorize a payment for Samsung Pay using two different types of decryption methods:
Cybersource
 or Merchant. Each decryption method requires a different set of required API fields. In addition, depending on which card type is used, different fields are required for requesting the authorization service.
Processor-Specific Information About Authorizations and Captures
Payment Processor
Authorization and Capture Information
Visa Platform Connect
Visa Platform Connect
 limits authorization and capture amounts to 999999999999 (twelve 9s).

Required Fields for Authorizing a Payment Using American Express and the
Cybersource
 Decryption Method

The following fields are required when submitting an authorization request using the
Cybersource
 decryption method:
  • ccAuthService_commerceIndicator
    -set this field to
    aesk
    .
  • encryptedPayment_data
    • Set the field to the value that was returned from Samsung Pay in the
      3ds.data
       block as follows:
      • Retrieve the payment data from Samsung Pay in JSON Web Encryption (JWE) format.
      • Encode it in Base64.
      • Add the value to the
        encryptedPayment_data
         field.
  • encryptedPayment_descriptor
    -set this field to
    RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=
    .
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Authorizing a Payment

  1. Request the service. Set the
    ccAuthService_run
     field to
    true
    , and send the request to one of these endpoints:
  2. Include the required fields in the request.
  3. Include optional fields in the request as needed.
  4. Check the response message to make sure that the request was successful. A value of
    ACCEPT
     for the
    decision
     field indicates success. For information about reason codes, see Reason Codes for the Simple Order API.

Example:
Cybersource
 Decryption with American Express Using the Simple Order API

Authorization Request 
<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <ccAuthService run="true">
        <commerceIndicator>aesk</commerceIndicator>
    </ccAuthService>
    <encryptedPayment>
        <data>ABCDEFabcdefABCDEFabcdef0987654321234567</data>
        <descriptor>RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=</descriptor>
    </encryptedPayment>
    <paymentSolution>008</paymentSolution>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
</requestMessage>
Authorization Response 
<c:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>V</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
    <c:token>
        <c:prefix>593056</c:prefix>
        <c:suffix>0842</c:suffix>
        <c:expirationMonth>08</c:expirationMonth>
        <c:expirationYear>2021</c:expirationYear>
    </c:token>
</c:replyMessage>

Required Fields for Authorizing a Payment Using American Express and the Merchant Decryption Method

The following fields are required when submitting an authorization request using the Merchant decryption method:
  • ccAuthService_cavv
    -set this field to the 3-D Secure cryptogram of the payment network token.
    Include the whole 20-byte cryptogram in the cavv field. For a 40-byte cryptogram, split the cryptogram into two 20-byte binary values (block A and block B). Set the cavv field to the block A value and set the xid field to the block B value.
  • card_accountNumber
    -set this field to the payment network token value.
  • card_expirationMonth
    -set this field to the payment network token expiration month value.
  • card_expirationYear
    -set this field to the payment network token expiration year value.
  • ccAuthService_commerceIndicator
    -set this field to
    aesk
    .
  • ccAuthService_networkTokenCryptogram
    -set this field to the network token cryptogram.
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Example: Merchant Decryption with American Express Using the Simple Order API

Authorization Request 
<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <card>
        <accountNumber>xxxx8224631xxxx</accountNumber>
        <expirationMonth>12</expirationMonth>
        <expirationYear>2020</expirationYear>
    </card>
    <ccAuthService run="true">
        <cavv>ABCDEFabcdefABCDEFabcdef0987654321234567</cavv>
        <commerceIndicator>aesk</commerceIndicator>
        <xid>1234567890987654321ABCDEFabcdefABCDEF123</xid>
    </ccAuthService>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
    <paymentSolution>008</paymentSolution>
</requestMessage>
Authorization Response 
<c:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>V</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
</c:replyMessage>

Authorizing a Payment with JCB Using
Cybersource
 Decryption Method

Required Fields for Authorizing a Payment Using JCB and the
Cybersource
 Decryption Method

The following fields are required when submitting an authorization request using the
Cybersource
 decryption method:
  • encryptedPayment_data
    -set this field to the Base64-encoded value obtained from the
    paymentData
     property of the
    PKPaymentToken
     object.
  • encryptedPayment_descriptor
    -set this field to
    RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=
    .
  • paymentSolution
    -set this field to
    008
    .

Authorizing a Payment

  1. Request the service. Set the
    ccAuthService_run
     field to
    true
    , and send the request to one of these endpoints:
  2. Include the required fields in the request.
  3. Include optional fields in the request as needed.
  4. Check the response message to make sure that the request was successful. A value of
    ACCEPT
     for the
    decision
     field indicates success. For information about reason codes, see Reason Codes for the Simple Order API.

Example:
Cybersource
 Decryption with JCB Using the Simple Order API

Required Fields for Authorizing a Payment Using Mastercard and the
Cybersource
 Decryption Method

The following fields are required when submitting an authorization request using the
Cybersource
 decryption method:
  • ccAuthService_commerceIndicator
    -set this field to
    spa
    .
  • encryptedPayment_data
    • Set the field to the value that was returned from Samsung Pay in the
      3ds.data
       block as follows:
      • Retrieve the payment data from Samsung Pay in JSON Web Encryption (JWE) format.
      • Encode it in Base64.
      • Add the value to the
        encryptedPayment_data
         field.
  • encryptedPayment_descriptor
    -set this field to
    RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=
    .
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Example:
Cybersource
 Decryption with Mastercard Using the Simple Order API

Required Fields for Authorizing a Payment Using Visa and the
Cybersource
 Decryption Method

The following fields are required when submitting an authorization request using the
Cybersource
 decryption method:
  • ccAuthService_commerceIndicator
    -set this field to
    internet
    .
  • encryptedPayment_data
    • Set the field to the value that was returned from Samsung Pay in the
      3ds.data
       block as follows:
      • Retrieve the payment data from Samsung Pay in JSON Web Encryption (JWE) format.
      • Encode it in Base64.
      • Add the value to the
        encryptedPayment_data
         field.
  • encryptedPayment_descriptor
    -set this field to
    RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=
    .
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Example:
Cybersource
 Decryption with Visa Using the Simple Order API

Authorizing a Payment with JCB Using Merchant Decryption Method

Required Fields for Authorizing a Payment Using JCB and the Merchant Decryption Method

The following fields are required when submitting an authorization request using the Merchant decryption method:
  • ccAuthService_cavv
    -set this field to the 3-D Secure cryptogram of the payment network token.
  • card_accountNumber
    -set this field to the payment network token value.
  • card_expirationMonth
    -set this field to the payment network token expiration month value.
  • card_expirationYear
    -set this field to the payment network token expiration year value.
  • ccAuthService_eciRaw
    -set this field to the ECI value contained in the Samsung Pay reply message.
  • ccAuthService_networkTokenCryptogram
    -set this field to the network token cryptogram.
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Example: Merchant Decryption with JCB Using the Simple Order API

Required Fields for Authorizing a Payment Using Mastercard and the Merchant Decryption Method

The following fields are required when submitting an authorization request using the Merchant decryption method:
  • card_accountNumber
    -set this field to the payment network token value.
  • card_expirationMonth
    -set this field to the payment network token expiration month value.
  • card_expirationYear
    -set this field to the payment network token expiration year value.
  • ccAuthService_commerceIndicator
    - set this field to
    spa
    .
  • ccAuthService_networkTokenCryptogram
    -set this field to the network token cryptogram.
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .
  • ucaf_authenticationData
    –set this field to the 3-D Secure cryptogram of the payment network token.
  • ucaf_collectionIndicator
    -set this field to
    2
    .

Example: Merchant Decryption with Mastercard Using the Simple Order API

Authorizing a Payment with Visa Using Merchant Decryption Method

Required Fields for Authorizing a Payment Using Visa and the Merchant Decryption Method

The following fields are required when submitting an authorization request using the Merchant decryption method:
  • ccAuthService_cavv
    -set this field to the 3-D Secure cryptogram of the payment network token.
  • card_accountNumber
    -set this field to the payment network token value.
  • card_expirationMonth
    -set this field to the payment network token expiration month value.
  • card_expirationYear
    -set this field to the payment network token expiration year value.
  • ccAuthService_eciRaw
    -for JCB transactions, set this field to the ECI value contained in the Samsung Pay reply message.
  • ccAuthService_commerceIndicator
    -set this field to
    internet
    .
  • ccAuthService_networkTokenCryptogram
    -set this field to the network token cryptogram.
  • paymentNetworkToken_transactionType
    -set this field to
    1
    .
  • paymentSolution
    -set this field to
    008
    .

Example: Merchant Decryption with Visa Using the Simple Order API

Light Dark
Authorization Request 
12345678910111213141516171819202122232425262728
<="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>Jane</firstName>
        <lastName>Smith</lastName>
        <street1>123 Main Street</street1>
        <city>Small Town</city>
        <state>CA</state>
        <postalCode>98765</postalCode>
        <country>US</country>
        <email>jsmith@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <encryptedPayment>
        <descriptor>RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=</descriptor>
        <data>ABCDEFabcdefABCDEFabcdef0987654321234567</data>
        <encoding>Base64</encoding>
    </encryptedPayment>
    <card>
        <cardType>007</cardType>
    </card>
    <ccAuthService run="true"/>
        <paymentSolution>008</paymentSolution>
</requestMessage>
Authorization Response 
123456789101112131415161718192021222324
<:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:token>
        <c:expirationMonth>07</c:expirationMonth>
        <c:expirationYear>2025</c:expirationYear>
        <c:prefix>239845</c:prefix>
        <c:suffix>2947</c:suffix>
    </c:token>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
</c:>
Light Dark
Authorization Request 
1234567891011121314151617181920212223242526272829
<="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <ccAuthService run="true">
        <commerceIndicator>spa</commerceIndicator>
    </ccAuthService>
    <encryptedPayment>
        <data>ABCDEFabcdefABCDEFabcdef0987654321234567</data>
        <descriptor>RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=</descriptor>
    </encryptedPayment>
    <paymentSolution>008</paymentSolution>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
</requestMessage>
Authorization Response 
12345678910111213141516171819202122232425
<:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
    <c:token>
        <c:prefix>128945</c:prefix>
        <c:suffix>2398</c:suffix>
        <c:expirationMonth>08</c:expirationMonth>
        <c:expirationYear>2021</c:expirationYear>
    </c:token>
</c:>
Light Dark
Authorization Request 
1234567891011121314151617181920212223242526272829
<="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <ccAuthService run="true">
        <commerceIndicator>internet</commerceIndicator>
    </ccAuthService>
    <encryptedPayment>
        <data>ABCDEFabcdefABCDEFabcdef0987654321234567</data>
        <descriptor>RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=</descriptor>
    </encryptedPayment>
    <paymentSolution>008</paymentSolution>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
</requestMessage>
Authorization Response 
12345678910111213141516171819202122232425
<:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
    <c:token>
        <c:prefix>294672</c:prefix>
        <c:suffix>4397</c:suffix>
        <c:expirationMonth>08</c:expirationMonth>
        <c:expirationYear>2021</c:expirationYear>
    </c:token>
</c:>
Light Dark
Authorization Request 
123456789101112131415161718192021222324252627282930313233
<="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>Jane</firstName>
        <lastName>Smith</lastName>
        <street1>123 Main Street</street1>
        <city>Small Town</city>
        <state>CA</state>
        <postalCode>98765</postalCode>
        <country>US</country>
        <email>jsmith@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <card>
        <accountNumber>xxxx11111111xxxx</accountNumber>
        <expirationMonth>12</expirationMonth>
        <expirationYear>2020</expirationYear>
        <cvNumber>123</cvNumber>
        <cardType>007</cardType>
    </card>
    <ccAuthService run="true">
        <cavv>ABCDEFabcdefABCDEFabcdef0987654321234567</cavv>
        <eciRaw>5</eciRaw>
    </ccAuthService>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
    <paymentSolution>008</paymentSolution>
</>
Authorization Response 
12345678910111213141516171819
<:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
</c:>
NVP Request 
123456789101112131415161718192021
merchantID=demomerchant
merchantReferenceCode=demorefnum
billTo_firstName=Jane
billTo_lastName=Smith
billTo_street1=123 Main Street
billTo_city=Small Town
billTo_state=CA
billTo_postalCode=98765
billTo_country=US
billTo_email=jsmith@example.com
purchaseTotals_currency=USD
purchastTotals_grandTotalAmount=5.00
card_accountNumber=xxxx00202036xxxx
card_expirationYear=2020
card_cvnNumber=123
cardType=007
ccAuthService_cavv=ABCDEFabcdefABCDEFabcdef0987654321234567
ccAuthService_eciRaw=5

paymentNetworkToken_requestorID=987654321plokijuhygtfrdeswa 

paymentNetworkToken_transactionType=1
paymentSolution=008
NVP Response 
1234567891011121314
merchantReferenceCode=demorefnum
requestID=4465840340765000001541
decision=accept
reasonCode=100
requestToken=Ahj/7wSR5C/4Icd2fdAKakGLadfg5535r/ghx3Z90AoBj3u
purchaseTotals_currency=USD
ccAuthReply_reasonCode=100
ccAuthReply_amount=5.00
ccAuthReply_authorizationCode=888888
ccAuthReply_avsCode=X
ccAuthReply_avsCodeRaw=I1
ccAuthReply_authorizedDateTime=2015-11-03T20:53:54Z
ccAuthReply_processorResponse=100
ccAuthReply_reconciliationID=11267051CGJSMQDC
Light Dark
Authorization Request 
12345678910111213141516171819202122232425262728293031323334
<="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <card>
        <accountNumber>xxxx55555555xxxx</accountNumber>
        <expirationMonth>12</expirationMonth>
        <expirationYear>2020</expirationYear>
    </card>
    <ucaf>
        <authenticationData>ABCDEFabcdefABCDscdef0987654321234567</authenticationData>
        <collectionIndicator>2</collectionIndicator>
    </ucaf>
    <ccAuthService run="true">
        <commerceIndicator>spa</commerceIndicator>
    </ccAuthService>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
    <paymentSolution>008</paymentSolution>
</requestMessage>
Authorization Response 
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<:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
</c:>
Light Dark
Authorization Request 
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<="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>James</firstName>
        <lastName>Smith</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Test City</city>
        <state>CA</state>
        <postalCode>99999</postalCode>
        <country>US</country>
        <email>demo@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <card>
        <accountNumber>xxxx10000000xxxx</accountNumber>
        <expirationMonth>12</expirationMonth>
        <expirationYear>2020</expirationYear>
    </card>
    <ccAuthService run="true">
        <cavv>ABCDEFabcdefABCDEFabcdef0987654321234567</cavv>
        <commerceIndicator>internet</commerceIndicator>
    </ccAuthService>
    <paymentNetworkToken>
        <transactionType>1</transactionType>
    </paymentNetworkToken>
    <paymentSolution>008</paymentSolution>
</requestMessage>
Authorization Response 
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<:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2015-11-03T20:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
</c:>