Example:

Cybersource

Decryption with JCB Using the Simple Order API

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.121">
    <merchantID>demomerchant</merchantID>
    <merchantReferenceCode>demorefnum</merchantReferenceCode>
    <billTo>
        <firstName>Jane</firstName>
        <lastName>Smith</lastName>
        <street1>123 Main Street</street1>
        <city>Small Town</city>
        <state>CA</state>
        <postalCode>98765</postalCode>
        <country>US</country>
        <email>jsmith@example.com</email>
    </billTo>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>5.00</grandTotalAmount>
    </purchaseTotals>
    <encryptedPayment>
        <descriptor>RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=</descriptor>
        <data>ABCDEFabcdefABCDEFabcdef0987654321234567</data>
        <encoding>Base64</encoding>
    </encryptedPayment>
    <card>
        <cardType>007</cardType>
    </card>
    <ccAuthService run="true"/>
        <paymentSolution>008</paymentSolution>
</requestMessage>    

<c:replyMessage>
    <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>
    <c:requestID>4465840340765000001541</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:token>
        <c:expirationMonth>07</c:expirationMonth>
        <c:expirationYear>2025</c:expirationYear>
        <c:prefix>239845</c:prefix>
        <c:suffix>2947</c:suffix>
    </c:token>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>5.00</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>11267051CGJSMQDC</c:reconciliationID>
    </c:ccAuthReply>
</c:replyMessage>