When you capture payment card data for future use,
Cybersource
recommends
that you validate the payment card account. Account validation ensures that the account
number entered is an active, valid account. You can also use the Address Verification
Service (AVS), the Card Verification Number (CVN), and expiration date validation. To
validate the account, initiate a zero amount authorization transaction. To see if your
processor supports zero amount authorizations, see the zero amount authorizations
information in Credit Card Services Optional Features
Supplement.