Required Fields for Performing an OCT

These fields are required in a request for an OCT:

aggregatorInformation.serviceProvidername: Required for merchant-defined deferral of Payouts OCT processing. Otherwise, optional.
clientReferenceInformation.code
merchantInformation.merchantDescriptor.country: Required for merchant-defined deferral of Payouts OCT processing. Otherwise, optional.
merchantInformation.merchantDescriptor.locality: Set this field to
Visa Direct
.
merchantInformation.merchantDescriptor.postalCode: Required for merchant-defined deferral of Payouts OCT processing. Otherwise, optional.
merchantInformation.vatRegistrationNumber: Required only in Latin America.
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount: Cannot exceed 50,000 USD.
paymentInformation.card.expirationMonth: Not required when you are using a client token.
paymentInformation.card.expirationYear: Not required when you are using a customer token.
paymentInformation.card.number: Not required when you are using a customer token.
processingInformation.businessApplicationId: Not required when your account includes this value.
processingInformation.purposeOfPayment: Optional for India. For more information, contact your Cybersource technical account manager.
recipientInformation.address1: Required for cross-border transactions into and out of Canada. Otherwise, optional.
recipientInformation.country: Required for cross-border transactions into and out of Canada. Otherwise, optional.
recipientInformation.firstName
recipientInformation.lastName
recipientInformation.locality: Required for cross-border transactions into and out of Canada. Otherwise, optional.
recipientInformation.postalCode: Required for cross-border transactions into and out of Canada. Otherwise, optional.
senderInformation.account.fundsSource
senderInformation.account.number: Required for Mastercard transactions.
senderInformation.administrativeArea: Required when the sender country is the U.S. or Canada.
senderInformation.vatRegistrationNumber: Required only in Latin America.