Account Validation (Preauthorization)
When you capture card data, CyberSource recommends that you verify the validity of the card entered. If you are submitting a payout transaction while the user is simultaneously entering card data, this function might not be needed—the Payout API response might reject the payment card.
If you are capturing card data for future use, CyberSource recommends that you validate the account entered. This process ensures that the account number entered is an active, valid account. You can also use the Address Verification Service (AVS), the Card Verification Number (CVN), and expiration date validation. To validate the account, initiate a zero-dollar authorization transaction. To perform a pre-authorization, see the Payments API and follow the instructions.