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Introduction to Pay by Link
Pay by Link
Pay by Link
is an easy and fast way to securely sell products or
receive donations online. You can send and display a secure payment
link across physical and digital marketing. This
solution is ideal for distributing the same payment link to multiple customers.Integrate
Pay by Link
APIs into your own system to automate the
creation and management of payment links. Links for making purchases are referred to as
fixed-price links
, and links for making donations are referred to as
customer-set price links
.- Benefits
- Pay by Linkenables you to:
- Get started with a fast and easy setup.
- Grow your business and revenue through multiple sales channels.
- Offer customers the convenience of popular payment options.
- Get paid from any connected device: mobile, tablet, and desktop.
- Reduce chargebacks and fraud through easy integration with Decision Manageror Fraud Management Essentials.
- Maintain PCI security and compliance, and minimize future PCI scoping.
- Requirements
- Before you can begin usingPay by Link, your merchant account must be enabled for Unified Checkout. If you are a merchant, contact your sales representative for more information.If you are a portfolio user, you can use theBusiness Centerto board and enable your merchants for Unified Checkout andPay by Link. For more information, see thePay by Linksection in theBoarding User Guide.IMPORTANTPay by Linkfields are strictly designated for non-personal data and must not be used to capture personally identifying information. You are prohibited from capturing, obtaining, or transmitting any personally identifying information in or through anyPay by Linkfields, including merchant-defined data fields.Personally identifying information includes, but is not limited to, address, payment card number, social security number, driver's license number, state-issued identification number, passport number, and card verification numbers (CVV, CVC2, CVV2, CID, CVN). In the event it is discovered that a merchant is capturing and/or transmitting personally identifying information, whether or not intentionally, the merchant's account is immediately suspended, which results in a rejection of any and all transaction requests submitted by the merchant after the point of suspension.
Tokenization for Merchant-Initiated Transactions
You can create
Token Management Service
(TMS
) tokens from Pay by Link
transactions using Transaction Management in the Business Center
.IMPORTANT
If you create and use
TMS
tokens for
merchant-initiated transactions (MITs), you must comply with the Consent
Agreement Provisions
as stated in the Improving Authorization Management for
Transactions with Stored Credentials
guide.