API Overview

Credentialed Transactions Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Credentialed Transactions
- Industry Practice Transactions
- Standing Instructions Transactions
- Transaction Matrix

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
- Using Stored Customer Credentials During a CIT

Delayed Transaction
- Merchant-Initiated Delayed Transaction with PAN

Incremental Transaction
- Merchant-Initiated Incremental Transaction with PAN

Reauthorization Transaction
- Merchant-Initiated Reauthorization Transactions with PAN

Resubmission Transaction
- Merchant-Initiated Resubmission Transaction with PAN

No-Show Transactions
- Merchant-Initiated No-Show Transactions with PAN

Installment Payments
- Customer-Initiated Installment Payments with PAN
- Merchant-Initiated Installment Payments with PAN

Recurring Payments
- Customer-Initiated Recurring Payment with PAN
- Merchant-Initiated Recurring Payments with PAN

Mastercard Standing Order Payments
- Mastercard Initial CIT Standing Order Payment

Mastercard Subscription Payments
- Mastercard CIT Initial Subscription Payment

Unscheduled COF Payments
- Customer-Initiated Unscheduled COF Payment with PAN
- Merchant-Initiated Unscheduled COF Payments with PAN

Reference Information
- Payer Authentication Values
- Relaxed Requirements for Address Data and Expiration Date in Payment Transactions

Unscheduled COF Payments

An unscheduled credentials-on-file (COF) transaction uses stored payment information for a fixed or variable amount that does not occur regularly. An account top-up is one kind of unscheduled COF.