API Overview

Credentialed Transactions Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Credentialed Transactions
- Industry Practice Transactions
- Standing Instructions Transactions
- Transaction Matrix

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
- Using Stored Customer Credentials During a CIT

Delayed Transaction
- Merchant-Initiated Delayed Transaction with PAN

Incremental Transaction
- Merchant-Initiated Incremental Transaction with PAN

Reauthorization Transaction
- Merchant-Initiated Reauthorization Transactions with PAN

Resubmission Transaction
- Merchant-Initiated Resubmission Transaction with PAN

No-Show Transactions
- Merchant-Initiated No-Show Transactions with PAN

Installment Payments
- Customer-Initiated Installment Payments with PAN
- Merchant-Initiated Installment Payments with PAN

Recurring Payments
- Customer-Initiated Recurring Payment with PAN
- Merchant-Initiated Recurring Payments with PAN

Mastercard Standing Order Payments
- Mastercard Initial CIT Standing Order Payment

Mastercard Subscription Payments
- Mastercard CIT Initial Subscription Payment

Unscheduled COF Payments
- Customer-Initiated Unscheduled COF Payment with PAN
- Merchant-Initiated Unscheduled COF Payments with PAN

Reference Information
- Payer Authentication Values
- Relaxed Requirements for Address Data and Expiration Date in Payment Transactions

Installment Payments

An installment payment is a single purchase of goods or services billed to a customer in multiple transactions over a period of time agreed to by you and the customer. The agreement enables you to charge a specific amount at specified intervals.

Installments Service for Installment Payments

Do not use this document if you are using the Installments service. When using the Installments service, Cybersource saves and stores payment credentials for installment transactions, ensuring compliance with COF best practices.