Features Introduced This Week

AFT and OCT Transactions

| RM-42567

Description

This release enhances the payment authorization API for Account Funding Transactions (AFTs) and Original Credit Transaction (OCTs). The response message contains the source of the funding in the

payments.card.vpc-edqp-afs-enhancement

field.

Mandate

Does not apply.

Audience

Merchants who accept AFT and OCT payments.

Benefit

The funding source is needed to support Visa Flexible Credential. This would help to apply credit card surcharges.

Technical Details

None.

Important Dates

Released to production March 4, 2026.