Original Credit Transactions (OCTs)

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An OCT deposits funds into a recipient’s account.

Required Fields for Performing an OCT

These fields are required in a request for an OCT:

card_accountNumber: Not required when you are using a customer token.
card_expirationMonth: Not required when you are using a customer token.
card_expirationYear: Not required when you are using a customer token.
invoiceHeader_businessApplicationID: Not required when your account includes this value.
merchantID
merchantReferenceCode
octService_run: Set this field to
true
.
purchaseTotals_currency
purchaseTotals_grandTotalAmount: Cannot exceed 50,000 USD.

Performing an OCT

Do not include any other services in the request.

Follow these steps to perform an OCT:

Request the service. Set the

octService_run

field to

true

, and send the request to one of these endpoints:

https://ics2ws.ic3.com/commerce/1.x/transactionProcessor

https://ics2wsa.ic3.com/commerce/1.x/transactionProcessor

Include the required fields in the request.

Include optional fields in the request as needed.

Check the response message to make sure that the request was successful. A value of

for the

decision

field indicates success.

For information about error codes, see Cybersource Payouts Error Codes.

For information about reason codes, see Reason Codes for the Simple Order API.

`Cybersource` Payouts Error Codes

These error codes pertain to Payouts OCTs processed by Barclays.

ESYSTEM with reason code 154: Error message detail: Bad MAC code error response; Error description: A MAC address mismatch exists between Barclays and Cybersource. The Payouts service sends the Cybersource operations team an alert requesting a MAC code reset by Barclays.; Error remediation: After the Barclays reset operation completes, retry the payment.
If this error occurs multiple times in quick succession, an underlying error condition is indicated. Contact customer support.
ETIMEOUT with response code 268: Error message detail: Transaction Error: unable to confirm, please contact Barclaycard help desk.; Error description: Both an initial retry request and an automated retry request fail to process, and Cybersource does not know if the payout was successful or rejected.; Error remediation: Do not retry the payment.

NVP Example: OCT Request Using the Simple Order API

Request: OCT Service

merchantID=FlowerShop
    merchantReferenceCode=123456789
    purchaseTotals_currency=USD
    purchaseTotals_grandTotalAmount=100.00
    card_accountNumber=4111111111111111
    card_expirationMonth=12
    card_expirationYear=2022
    invoiceHeader_businessApplicationID=FD
    octService_run=true

Response: OCT Service

merchantReferenceCode=123456789
decision=ACCEPT
reasonCode=100
purchaseTotals_currency=USD
octReply_reasonCode=100
octReply_reconciliationID=94820975023471
octReply_processorResponse=00
octReply_approvalCode=831000
octReply_amount=2500.00
octReply_paymentNetworkTransactionID=012345678912345

XML Example: OCT Request Using the Simple Order API

Request: OCT Service


    <requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.179">
    <?xml version="1.0" encoding="utf-8"?>                     
    <merchantReferenceCode>123456789</merchantReferenceCode>
    <merchantID>FlowerShip</merchantID>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>100.00</grandTotalAmount>
    </purchaseTotals>
    <card>
        <accountNumber>4111111111111111</accountNumber>
        <expirationMonth>12</expirationMonth>
        <expirationYear>2022</expirationYear>
    </card>
    <invoiceHeader>
        <businessApplicationID>FD</businessApplicationID>
    </invoiceHeader>
    <octService run="true">
    </octService>
</requestMessage>

Response: OCT Service


<replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.179">
   <merchantReferenceCode>123456789</merchantReferenceCode>
   <requestID>6213511233610181632928</requestID>
   <decision>ACCEPT</decision>
   <reasonCode>100</reasonCode>
   <purchaseTotals_currency>USD</purchaseTotals_currency>
   <octReply>
      <reasonCode>100</reasonCode>
      <requestDateTime>2020-10-23T23:24:32Z</requestDateTime>
      <processorResponse>00</processorResponse>
      <approvalCode>100</approvalCode>
      <amount>100.00</amount>
   </octReply>
</replyMessage>

Testing the OCT Service

Use Visa payment card numbers to test the OCT service. Do not use real payment card numbers. Remove spaces when sending card numbers to Cybersource.

Visa Test Payment Card Numbers

Use these payment card numbers to test the OCT service:

Visa Payment Card Numbers for Testing the OCT Service
Card Type	Card Number	CVV	Expiration Date
Credit card	4111 1111 1111 1110	—	—
Credit card	4487 9720 0000 0010	—	—
Credit card	4957 0304 2021 0490	—	—
Debit card	4622 9410 0000 0000	973	12/2022
Debit card	4622 9411 0000 0000	166	12/2022
Debit card	4622 9411 0000 0010	916	12/2022
Debit card	4622 9411 0000 0020	142	12/2022
Debit card	4622 9411 0000 0030	109	12/2022
Debit card	4622 9411 0000 0040	932	12/2022
Debit card	4622 9411 0000 0050	177	12/2022
Debit card	4622 9411 0000 0060	286	12/2022
Debit card	4622 9411 0000 0070	860	12/2022
Debit card	4622 9411 0000 0080	948	12/2022
Debit card	4622 9411 0000 0090	567	12/2022
Debit card	4895 2500 0000 0000	482	12/2022
Debit card	4895 3700 3000 0010	199	12/2022
Prepaid card	4895 2800 0000 0000	153	12/2022
Prepaid card	4895 2811 0000 0000	108	12/2022
Prepaid card	4895 2811 0000 0010	516	12/2022
Prepaid card	4895 2811 0000 0020	414	12/2022
Prepaid card	4895 2811 0000 0030	425	12/2022
Prepaid card	4895 2811 0000 0040	383	12/2022
Prepaid card	4895 2811 0000 0050	520	12/2022
Prepaid card	4895 2811 0000 0060	164	12/2022
Prepaid card	4895 2811 0000 0070	741	12/2022
Prepaid card	4895 2811 0000 0080	350	12/2022
Prepaid card	4895 2811 0000 0090	656	12/2022
Prepaid card	4895 3100 0000 0000	865	12/2022
Prepaid card	4895 3200 0000 0000	950	12/2022