Recent Revisions to This Document

About This Guide

Basic Processing
- Basic Authorizations
  - Required Fields for Processing Basic Authorizations Using the REST API
  - Declined Authorizations
  - REST Interactive Example: Processing an Authorization
  - REST Example: Processing a Basic Authorization
- Authorization Reversals
  - Required Fields for Processing Authorization Reversals Using REST APIs
  - Capturing an Authorization Using REST APIs
  - Example: Processing an Authorization Reversal Using the REST API
- Authorization with Line Itemization
  - Required Fields
  - REST Example: Processing a Basic Authorization with Line Items
- Zero Amount Authorizations
  - Required Fields for Processing Zero Amount Authorizations Using the REST API
  - Authorizing a Payment Using REST APIs
  - REST Example: Processing a Zero Amount Authorization
- Authorization with an SCA Exemption
  - Required Fields for Processing Basic Authorizations Using the REST API
  - REST Example: Authorization with an SCA Exemption for Low Value Transactions
- Captures
  - Required Fields for Processing Basic Captures Using the REST API
  - REST Interactive Example: Capturing a Payment
  - REST Example: Capturing an Authorization
- Sales
  - Required Fields for Processing Basic Sales Using REST APIs
  - REST Example: Requesting a Sale
- Refunds
  - Required Fields for Processing Refunds Using the REST API
  - REST Interactive Example: Processing a Refund
  - Example: Processing a Refund Using the REST API
- Stand Alone Credits
  - Required Fields for Processing RefundsFollow-On Credits Using REST APIs
  - REST Interactive Example: Processing a Credit
  - REST Example: Processing a Stand-Alone Credit
- Capture or Credit Voids
  - Required Fields for Processing Voids Using REST APIs
  - REST Example: Processing a Void

Card-Present Authorizations
- EMV Chip and Online PIN Authorization
  - Fallback
  - Required Fields for a Contact EMV Authorization with Online PIN Using the REST API
  - REST Example: EMV Chip and Online PIN Authorization
- EMV Chip (Contact) and Offline PIN Authorization
  - Fallback
  - Required Fields for a Contact EMV Authorization with Offline PIN Using the REST API
  - REST Example: EMV Chip (Contact) with an Offline PIN
- EMV Chip (Contact) and Signature
  - Fallback
  - Required Fields for a Contact EMV Authorization with a Signature Using the REST API
  - REST Example: EMV Chip (Contact) with a Signature
- EMV Chip (Contactless) and Online PIN
  - Fallback
  - Required Fields for an EMV Contactless Authorization with an Online PIN Using the REST API
  - REST Example: EMV Chip (Contactless) with an Online PIN
- EMV Chip (Contactless) and Offline PIN
  - Fallback
  - Required Fields for an EMV Contactless Authorization with an Offline PIN Using the REST API
  - REST Example: EMV Chip (Contactless) with an Offline PIN
- EMV Chip (Contactless with a Signature
  - EMV Fallback
  - Required Fields for an EMV Contactless Authorization with a Signature Using the REST API
  - REST Example: EMV Chip (Contactless) with a Signature

Payer Authentication Processing
- Visa Secure
  - Required Fields for an Authorization with Visa Secure Using REST APIs
  - Example: Authorization with Visa Secure Using the REST API
- Authorization with an SCA Exemption
  - Required Fields for Processing Basic Authorizations Using the REST API
  - REST Example: Authorization with an SCA Exemption for Low Value Transactions

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
  - Required Fields for Debit and Prepaid Authorizations Using REST APIs
    - payments-debit-prepaid-auth-required-country
  - Optional Field for Debit and Prepaid Authorizations Using REST APIs
  - REST Example: Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
  - Required Field for Enabling Debit and Prepaid Partial Authorizations Using REST APIs
  - Optional Field for Enabling Debit and Prepaid Partial Authorizations Using REST APIs
  - Enabling Partial Authorizations
  - Example: Enabling Debit and Prepaid Partial Authorizations Using the REST API
- Disabling Debit and Prepaid Partial Authorizations
  - Required Field for Disabling Debit and Prepaid Partial Authorizations Using REST APIs
  - Optional Field for Disabling Debit and Prepaid Partial Authorizations Using REST APIs
  - Disabling Partial Authorizations
  - Example: Disabling Debit and Prepaid Partial Authorizations Using the REST API

On This Page

REST API | GPX

Authorization with an SCA Exemption

A strong customer authentication (SCA) exemption enables you to remain in compliance with the EU's second Payment Services Directive. Depending on your processor, use one of the following exemption fields:

IMPORTANT

If you send more than one SCA exemption field with a single authentication, the transaction will be denied.

Authentication Outage
: Payer authentication is not available for this transaction due to a system outage.

B2B Corporate Card
: Payment cards specifically for business-to-business transactions are exempt.

Delegated Authentication
: Payer authentication was performed outside of the authorization workflow.

Follow-On Installment Payment
: Installment payments of a fixed amount are exempt after the first transaction.

Follow-On Recurring Payment
: Recurring payments of a fixed amount are exempt after the first transaction.

Low Risk
: The average fraud levels associated with this transaction are considered low.

Low Value
: The transaction value does not warrant SCA.

Merchant Initiated Transactions
: As follow-on transactions, merchant-initiated transactions are exempt.

Stored Credential Transaction
: Credentials are authenticated before storing, so stored credential transactions are exempt.

Trusted Merchant
: Merchants registered as trusted beneficiaries.

Fields Specific to This Use Case

Use these fields to request an SCA exemption:

Exemption Type	Field	Value
Stored Credential Transaction	processingInformation. authorizationOptions.initiator. storedCredentialUsed	1

Country-Specfic Requirements

These fields are specific to certain countries and regions.

Endpoint

POST https://api.cybersource.com/pts/v2/payments

Back to top