- Introduction to Payments
- Standard Payment Processing
- Debit and Prepaid Card Processing
- Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
Declined Authorizations
FDC Nashville GlobalSimple Order API
If an authorization is declined, you can use response categories to help you decide whether
to retry or block a declined transaction. These response fields provide additional
information:
- ccAuthReply_paymentInsightsInformation_responseInsightsCategory
- ccAuthReply_paymentInsightsInformation_responseInsightsCategoryCodeThese fields are available starting in the XML schema version 1.193.
Category codes have possible values (such as
01
) each of which corresponds to a
category that contains a description. You cannot retry this category code and category:
- 01 ISSUER_WILL_NEVER_APPROVE
- 02 ISSUER_CANNOT_APPROVE_AT_THIS_TIME
- 03 ISSUER_CANNOT_APPROVE_WITH_THESE_DETAILS: Data quality issue. Revalidate data prior to retrying the transaction.
- 04 GENERIC_ERROR
- 97 PAYMENT_INSIGHTS_INTERNAL_ERROR
- 98 OTHERS
- 99 PAYMENT_INSIGHTS_RESPONSE_CATEGORY_MATCH_NOT_FOUND