Visa Secure
Visa Secure is the authentication service in the Visa card network that uses the 3-D
Secure protocol to authenticate customers at checkout. This authentication is a two-step
process. First, the cardholder is authenticated by 3-D Secure. Then, the transaction is
authorized based on the 3-D Secure evaluation. This section explains how to authorize a
card payment based on the 3-D Secure evaluation.
FDC Nashville Global
supports 3-D
Secure 2.0 with Visa transactions. FDC Nashville Global
also supports the use
of digital payments in 3-D Secure 2.0 transactions when used with Visa transactions. A
3-D Secure data-only flow that does not require contacting the customer is also
supported. A full liability shift is applied if the CAVV data is collected and the ECI
is set to 07
. Before implementing Visa Secure, contact customer support to have your account configured
for this feature.
Fields Specific to the Visa Secure Use Case
These API fields are required specifically for this use case.
- ccAuthService_commerceIndicator
- Set the value tovbvfor a successful authentication (3-D Secure value of05),vbv_attemptedif authentication was attempted but did not succeed (3-D Secure value of06), orvbv_failureif authentication failed (3-D Secure value of07).
- ccAuthService_cavv
- Required when payer authentication is successful.
Endpoint
Set the
ccAuthService_run
field to
true
.Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.