Reason Codes and Pay by Bank Response Codes

This table describes some of the reason codes and Pay by Bank response codes that you receive when you request a Pay by Bank service. Use the values listed in the table to determine the transaction result.
For additional reason codes and descriptions, see the
Reason Codes for the
Simple Order
 API Developer Guide
 in the
Cybersource
 Developer Center.
Reason Codes and Pay by Bank Response Codes
Reason Code
Pay by Bank Response Code
Description
100
  • 00000
    : Completed status
  • 00001
    : Pending status
  • 00002
    : Abandoned status
  • 00003
    : Authorized status
  • 00004
    : Settled status
  • 00006
    : Refunded status
Successful transaction.
102
  • 10000
    : Failed status
One or more fields in the request contain invalid data.
150
  • 20000
    : Failed status
  • 20001
    : Failed status
  • 20002
    : Failed status
Possible reasons:
  • The signature was not included in the HTTP header.
  • The signature in the HTTP header has expired, or it is not a valid signature.
203
  • 30000
    : Failed status
  • 30100
    : Failed status
  • 30200
    : Failed status
  • 30400
    : Failed status
  • 30500
    : Failed status
Pay by Bank declined the transaction because of funding source problems, or the transaction was flagged as high risk.
204
  • 30350
    : Failed status
Payment declined because of insufficient funds in the account.
233
  • 30600
    : Failed status
  • 30700
    : Failed status
Pay by Bank declined the transaction because of tax errors or government compliance errors.