Web Transactions Using Merchant Decryption

When the customer chooses to pay with Apple Pay, you use the Apple Pay JavaScript to request the encrypted payment data from Apple.

Apple uses the Secure Element to create a

payment token

and encrypt the token’s

payment data

before it sends your application using the

onpaymentauthorized

callback function.

You forward the encrypted payment data to your order management system to decrypt. For information on decryption, see:

Using the

Cybersource

API, you submit the authorization request and include the decrypted payment data. See Using the Merchant Decryption Method.

Cybersource

forwards the information to the payment network, which includes your processor and the relevant payment card company.