Simple Order Example: Processing a Direct Debit

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Request
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<="urn:schemas-cybersource-com:transaction-data-1.214">
	<merchantID>test-merchant</merchantID>
	<merchantReferenceCode>refnum-4321</merchantReferenceCode>
	<paymentScheme>sepa</paymentScheme>
	<mandateID>12345678912345</mandateID>
	<purchaseTotals>
		<currency>EUR</currency>
		<grandTotalAmount>20.00</grandTotalAmount>
	</purchaseTotals>
	<apPaymentType>STS</apPaymentType>
	<apSaleService run="true"/>
</requestMessage>
Response to a Successful Request
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<replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.214">
    <merchantReferenceCode>refnum-1234</merchantReferenceCode>
    <requestID>7098276691046386503008</requestID>
    <decision>ACCEPT</decision>
    <reasonCode>100</reasonCode>
    <requestToken>AxjnrwSTgMxgsjmXDg1g//8ZYjWmdmpHhRpraKnvv3nGgmdC/oH8cMmkmXoxX9xYJOAzGCyOZcODWAAXXXXX</requestToken>
    <purchaseTotals>
        <currency>EUR</currency>
    </purchaseTotals>
    <exportReply>
        <reasonCode>100</reasonCode>
        <ipCountryConfidence>-1</ipCountryConfidence>
    </exportReply>
    <apReply>
        <transactionExpirationDate>20240313</transactionExpirationDate>
    </apReply>
    <apSaleReply>
        <reasonCode>100</reasonCode>
        <paymentStatus>pending</paymentStatus>
        <responseCode>00001</responseCode>
        <processorTransactionID>TN2ELT6W8Z3KVPG8P&</processorTransactionID>
        <reconciliationID>XFZ3YTGBFM6E</reconciliationID>
        <amount>20.00</amount>
        <processorResponse>00001</processorResponse>
        <dateTime>2024-03-07T16:07:50Z</dateTime>
    </apSaleReply>
</replyMessage>