Fixed Issues

Automated Clearing House (ACH) eCheck Follow-On Credit Eligibility Restored

| RM-49229

Description

This release corrects a defect affecting Automated Clearing House (ACH) eCheck transactions. In some cases, follow-on credits were incorrectly unavailable because the system could not accurately calculate transaction age when processing request IDs longer than 26 characters. Following this release, merchants can perform eligible follow-on credits for ACH eCheck transactions for up to 180 days after the original debit transaction, consistent with the intended processor rules.

Mandate

Does not apply.

Audience

Some merchants processing eCheck transactions through an ACH processor.

Technical Details

No API changes are required, and no merchant configuration changes are necessary to use utilize this correction.

Important Dates

Released on October 24, 2026.