Appendix A: Business Application Identifier Values
First Data Merchant SolutionsREST API
The Business Application Identifier (BAI) is used to identify the category of the Account
Funding Transaction (AFT). Provide one of the values when you send field .
processingInformation.businessApplicationId
All acquirers, service providers, and merchants are required to submit a valid BAI value
when submitting AFTs.
BAI Value | Category | Requirements |
---|---|---|
AA | Account-to-Account Money Transfer. The funding of the cardholder's
own account at the same or a different financial institution Both
accounts must be owned by the same person/entity. | NOTE
If funding a prepaid account, don't use this value, use
TU . |
BI | Financial Institution offered
Bank-Initiated P2P Money Transfer | P2P Money Transfer is initiated from an
online banking system, making it a bank-initiated transaction. This
category is only used for specific scenarios and only available in
limited markets. For more information, contact your Visa representative.
|
FD | Funds Disbursement | |
FT | Funds Transfer | If the funds will be used for a high-brand
risk transaction, the applicable high-brand risk MCC must be used. If a
wallet is used to purchase Liquid and Cryptocurrency assets, the
applicable special condition indicator must be used.
|
PD | Payroll Disbursement | |
PP | Person-to-Person (P2P) Money
Transfer | P2P Money Transfer is initiated from an
online banking system, making it a bank-initiated transaction. This
category is only used when both AFTs and OCTs are supported. When only
AFT is supported, use the FT category. |
TU | Prepaid Card Load or Top-Up | |
WT | Staged Digital Wallet (SDW)
Transfer | If the funds will be used for a high-brand
risk transaction, the applicable high-brand risk MCC must be used. If
the funds are used for a gambling transaction, the applicable gambling
MCC must be used. If a wallet is used to purchase Liquid and
Cryptocurrency assets, the applicable special condition indicator must
be used. An AFT is not intended for debt repayment.
|