Recent Revisions to This Document

About This Guide

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
- Payment Features

Standard Payments Processing
- Basic Authorizations
- Authorizations with Line Items
- Authorizations with Payment Network Tokens
- Authorizations with a Card Verification Number
- Authorizations with the DCC Gateway Service
- Zero Amount Authorizations
- Final Authorization Indicator
- Capture
- Forced Captures
- payments-processing-basic-refund-intro
- payments-processing-basic-credit-intro
- Voids

Debit and Prepaid Card Processing
- Additional Documentation
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Payer Authentication Processing
- Additional Documentation
- Providing Payer Authentication Information for Authorization
- Mastercard Identity Check
- Visa Secure

Processing Payments Using Credentials
- Additional Documentation
- Customer-Initiated Transactions with Credentials on File

Visa Bill Payments Processing
- Visa Bill Payments Authorizations
- Visa Bill Payments Captures

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`Dynamic Currency Conversion`

Dynamic Currency Conversion (DCC) is a service that enables users to conver the price of a transaction from a merchant's local currency to the customer's billing currency in real time. It is regulated by Mastercard and Visa.

The DCC Gateway service allows users to choose thier own service provider for DCC while complying with Mastercard and Visa payment processing rules for DCC transactions. The currency conversion is performed directly between the user and a third-party provider prior to authorizing a network compliant DCC transaction on their processor connection.

Using the DCC Gateway option, you can comply with card mandates and other regulations while using a third-party currency conversion service.