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Basic Authorization

This section provides the information you need in order to process a basic authorization.
All supported card types can process authorizations.

Endpoint

Set the
ccAuthService_run
 field to
true
.
Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.

Declined Authorization

If an authorization is declined, you can use response categories to help you decide whether to retry or block a declined transaction. These response fields provide additional information:
  • ccAuthReply_paymentInsightsInformation_responseInsightsCategory
  • ccAuthReply_paymentInsightsInformation_responseInsightsCategoryCode
    These fields are available starting in the XML schema version 1.193.
Category codes have possible values (such as
01
) each of which corresponds to a category that contains a description.
You cannot retry this category code and category:
  • 01 ISSUER_WILL_NEVER_APPROVE
For these values, you can retry the transaction a maximum of 15 times over a period of 30 days:
  • 02 ISSUER_CANNOT_APPROVE_AT_THIS_TIME
  • 03 ISSUER_CANNOT_APPROVE_WITH_THESE_DETAILS
    : Data quality issue. Revalidate data prior to retrying the transaction.
  • 04 GENERIC_ERROR
  • 97 PAYMENT_INSIGHTS_INTERNAL_ERROR
  • 98 OTHERS
  • 99 PAYMENT_INSIGHTS_RESPONSE_CATEGORY_MATCH_NOT_FOUND

Required Fields for Processing a Basic Authorization

billTo_city
billTo_country
billTo_email
billTo_firstName
billTo_lastName
billTo_postalCode
billTo_state
billTo_street1
card_accountNumber
card_expirationMonth
card_expirationYear
ccAuthService_run
Set the value to
true
.
merchantID
merchantReferenceCode
purchaseTotals_currency
purchaseTotals_grandTotalAmount

Simple Order Example: Processing a Basic Authorization

Request
billTo_city=Ann Arbor
billTo_country=US

billTo_email=null@cybersource.com

billTo_firstname=John
billTo_lastname=Smith
billTo_postalCode=48104-2201
billTo_state=MI
billTo_street1=201 S. Division St.
card_accountNumber=41111111XXXXXXXX
card_expirationMonth=12
card_expirationYear=2023
ccAuthService_run=true
merchant_id=npr_paymentech
merchant_referenceCode=TC42703-1
purchaseTotals_currency=usd
purchaseTotals_grandTotalAmount=100
Response to a Successful Request
requestID=6629977932421985593067
decision=ACCEPT
reasonCode=100
merchantReferenceCode=TC42703-1
purchaseTotals_currency=usd
ccAuthService_reconciliationID=57953165A7YFPS77
ccAuthReply_amount=100.00
ccAuthReply_avsCode=5
ccAuthReply_authorizationCode=570110
ccAuthReply_processorResponse=1
ccAuthReply_authorizedDateTime=2022-09-12T154953Z
ccAuthReply_paymentNetworkTransactionID=123456789619999
Response to a Declined Request
requestID=6629977932421985593067
merchantReferenceCode=Merchant_REF
decision=REJECT
ccAuthReply_avsCode=Y
ccAuthReply_avsCodeRaw=Y
ccAuthReply_paymentNetworkTransactionID=111222
ccAuthReply_transactionID=111222

ccAuthReply_paymentInsightsInformation_responseInsightsCategory=
    ISSUER_CANNOT_APPROVE_WITH_THESE_DETAILS
ccAuthReply_paymentInsightsInformation_responseInsightsCategoryCode=03

ccAuthReply_processorResponse=183  
ccAuthReply_reasonCode=233
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