Merchant-Initiated Installment Payments with PAN
FDMS NashvilleSimple Order API
After the initial CIT installment payment, subsequent installment payments are
merchant-initiated transactions (MITs).
Prerequisites
The first transaction in an installment payment is a
customer-initiated
transaction
(CIT). Before you can perform a subsequent merchant-initiated
transaction
(MIT), you must store the customer's credentials for later use.
Before you can store the user's credentials, you must get the customer's consent to
store their private information. This process is also known as establishing a
relationship with the customer.Supported Card Types
These are the supported card types for processing credentialed transactions:
- Discover
- Mastercard
- Visa
Endpoint
Set the
ccAuthService_run
field to
true
.Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.Required Fields for Authorizing Merchant-Initiated Subsequent Installment Payments
Use these required fields to authorize merchant-initiated subsequent installment
payments.
- Set the value toinstall.
- Set the value totrue.
- Set the value totrue.
- Set the value totrue.
Simple Order Example: Authorizing Merchant-Initiated Subsequent Installment
Payments
Request
1234567891011121314151617181920billTo=Foster City billTo_country=US billTo_email=null@cybersource.com billTo_firstname=John billTo_lastname=Smith billTo_state=CA billTo_postalCode=94404 billTo_street1=201 S. Division St. card_expirationMonth=12 card_expirationYear=2031 card_accountNumber=4111111111111111 ccAuthService_commerceIndicator=install merchantId=pa_ctv_sg101 merchantReferenceCode=33557799 purchaseTotals_currency=USD purchaseTotals_grandTotalAmount=100.00 subsequentAuth=true subsequentAuthOriginalAmount=100.00 //This field is for Discover only. subsequentAuthReason=9 subsequentAuthStoredCredential=true=23976974322
Response to a Successful Response
123456789101112additional=e1cdcafc-cdbb-4ef7-8788-a1234e844805 request_id=6461515866500167772420 decision=ACCEPT reasonCode=100 merchantReferenceCode=Merchant_REF purchaseTotals_currency=mxn cardCategory=FccAuthService_reconciliationID=ZUDCXJO8KZRFXQJJ ccAuthReply_amount=100.00 ccAuthReply_avsCode=5 ccAuthReply_authorizationCode=570110 ccAuthReply_processorResponse=1 ccAuthReply_authorizedDateTime=2022-03-01T161947Z=111222