REST Example: Processing a Visa Consumer Bill Payment Service Authorization

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Request 
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{"orderInformation": {
        "billTo": {
            "country": "US",
            "lastName": "Smith",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "firstName": "Jane",
            "email": "test@cybs.com"
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "usd"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "4111111111111111",
            "expirationMonth": "12",
            "type": "001"
        }
    },
    "processingInformation": { 
        "businessApplicationId": "CB"
        }
    }}
Response to a Successful Request
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{
  "_links": {
    "authReversal": {
      "method": "POST",
      "href": "/pts/v2/payments/6703681963696557903954/reversals"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/6703681963696557903954"
    },
    "capture": {
      "method": "POST",
      "href": "/pts/v2/payments/6703681963696557903954/captures"
    }
  },
  "clientReferenceInformation": {
    "code": "MRC987654321"
  },
  "id": "6703681963696557903954",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "102.21",
      "currency": "USD"
    }
  },
  "paymentAccountInformation": {
    "card": {
      "type": "001"
    }
  },
  "paymentInformation": {
    "tokenizedCard": {
      "type": "001"
    },
    "card": {
      "type": "001"
    }
  },
  "processorInformation": {
    "approvalCode": "888888",
    "networkTransactionId": "123456789619999",
    "transactionId": "123456789619999",
    "responseCode": "100",
    "avs": {
      "code": "X",
      "codeRaw": "I1"
    }
  },
  "reconciliationId": "62246404OAIKS5EN",
  "status": "AUTHORIZED"}
Response to a Declined Request
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{"clientReferenceInformation": {
    "code": "MRC987654321"
  },
  "errorInformation": {
    "reason": "PROCESSOR_ERROR",
    "message": "Invalid account"
  },
  "id": "6583553837826789303954",
  "paymentInsightsInformation": {
    "responseInsights": {
      "categoryCode": "01",
      "category": "ISSUER_WILL_NEVER_APPROVE"
    }
  },
  "processorInformation": {
    "systemTraceAuditNumber": "004544",
    "merchantNumber": "1231231222",
    "networkTransactionId": "431736869536459",
    "transactionId": "431736869536459",
   "responseCode": "111",
    "avs": {
      "code": "Y",
      "codeRaw": "Y"
    }
  },
  "status": "DECLINED"}