API Overview

Payments Developer Guide
- Recent Revisions to This Document

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
- Payment Features
- Testing the Payment Services

Standard Payment Processing
- Basic Authorizations
- Authorizations with Line Items
- Authorizations with Payment Network Tokens
- Authorizations with a Card Verification Number
- Zero Amount Authorizations
- Pre-Authorizations
- Final Authorization Indicator
- Least-Cost Routing Processing
- Authorization Reversal
- Sales
- Sales with Payment Network Tokens
- Captures
- Follow-On Credits
- Stand-Alone Credits
- Voids for a Capture or Credit

Debit and Prepaid Card Processing
- Additional Resources for Debit and Prepaid Payments
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Payer Authentication Processing
- Additional Resources for Payer Authentication
- Providing Payer Authentication Information for Authorization
- Mastercard Identity Check
- Visa Secure

Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
- Requirements
- Services
- Relaxed Fields

Processing Payments Using Credentials
- Additional Resources for Credentialed Transactions
- Customer-Initiated Transactions with Credentials on File

Micropayment Authorizations

Micropayments are payments for less than one unit in the transaction’s currency.

For FDI Australia, Cybersource supports micropayment authorizations for these payment cards:

Diners Club (in the US only)

JCB (in the US only)

Mastercard

Visa