Unscheduled COF Payments

An unscheduled credentials-on-file (COF) transaction uses stored payment information for a fixed or variable amount that does not occur regularly. An account top-up is one kind of unscheduled COF.

Customer-Initiated Unscheduled COF Payment with PAN

An unscheduled credentials-on-file (COF) transaction uses stored payment information for a fixed or variable amount that does not occur regularly. An account top-up is one kind of unscheduled COF.

Supported Card Type

Mastercard is supported for processing credentialed transactions.

Endpoint

Set the
ccAuthService_run
field to
true
.
Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.

Successful Response

You must store the
network transaction ID
from the successful response message to include in subsequent MIT authorization requests in order to associate the CIT to the MIT. The network transaction ID is the
ccAuthReply_paymentNetworkTransactionID
field value.
Store the
network transaction ID
, which is the
ccAuthReply_paymentNetworkTransactionID
field value, from the successful response message. You must include the network transaction ID in subsequent MIT authorization requests in order to associate the CIT to the MIT.

Required Fields for a Customer-Initiated Unscheduled COF Payment with PAN

These fields are required in a subsequent authorization request for an initial unscheduled COF payment:

Simple Order Example: Customer-Initiated Unscheduled COF Payment with PAN

Merchant-Initiated Unscheduled COF Payments with PAN

After the initial CIT unscheduled COF payment, subsequent unscheduled COF transactions are merchant-initiated transactions (MITs).

Prerequisites

The first transaction in an unscheduled COF payment is a customer-initiated transaction (CIT). Before you can perform a subsequent merchant-initiated transaction (MIT), you must store the customer's credentials for later use. Before you can store the user's credentials, you must get the customer's consent to store their private information. This process is also known as establishing a relationship with the customer.

Supported Card Type

Mastercard is supported for processing credentialed transactions.

Endpoint

Set the
ccAuthService_run
field to
true
.
Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.

Required Fields for Authorizing Subsequent MIT Unscheduled COF Payments

These fields are required in a subsequent authorization request for a subsequent unscheduled COF payment:
Set the value to
internet
.
Set the value to
true
.
Set the value to
10
.
Required only for
American Express,
Discover, and Mastercard.
Set the value to
true
.
Set the value to
true
.
Set this field to the network transaction identifier that was returned in the
ccAuthReply_paymentNetworkTransactionID
field in the response message for the original authorization.

Simple Order Example: Authorizing Subsequent MIT Unscheduled COF Payments

Light Dark
Request
123456789101112131415161718
billTo=Foster City billTo_country=US billTo_email=null@cybersource.com billTo_firstname=John billTo_lastname=Smith billTo_state=CA billTo_postalCode=94404 billTo_street1=201 S. Division St. card_expirationMonth=12 card_expirationYear=2031 card_accountNumber=4111111111111111 ccAuthService_run=true ccAuthService_commerceIndicator=internet merchantId=pa_ctv_sg101 merchantReferenceCode=33557799 purchaseTotals_currency=USD purchaseTotals_grandTotalAmount=100.00 subsequentAuth=false=True
Response to a Successful Request
123456789101112
additional=e1cdcafc-cdbb-4ef7-8788-a1234e844805 request_id=6461515866500167772420 decision=ACCEPT reasonCode=100 merchantReferenceCode=Merchant_REF purchaseTotals_currency=mxn cardCategory=FccAuthService_reconciliationID=ZUDCXJO8KZRFXQJJ ccAuthReply_amount=100.00 ccAuthReply_avsCode=5 ccAuthReply_authorizationCode=570110 ccAuthReply_processorResponse=1 ccAuthReply_authorizedDateTime=2022-03-01T161947Z=111222
Light Dark
Request
12345678910111213141516171819
billTo=Foster City billTo_country=US billTo_email=null@cybersource.com billTo_firstname=John billTo_lastname=Smith billTo_state=CA billTo_postalCode=94404 billTo_street1=201 S. Division St. card_expirationMonth=12 card_expirationYear=2031 card_accountNumber=4111111111111111 ccAuthService_commerceIndicator=internet merchantId=pa_ctv_sg101 merchantReferenceCode=33557799 purchaseTotals_currency=USD purchaseTotals_grandTotalAmount=100.00 subsequentAuth=true subsequentAuthOriginalAmount=100.00 //This field is for Discover only. subsequentAuthStoredCredential=true=23976974322
Response to a Successful Request
123456789101112
additional=e1cdcafc-cdbb-4ef7-8788-a1234e844805 request_id=6461515866500167772420 decision=ACCEPT reasonCode=100 merchantReferenceCode=Merchant_REF purchaseTotals_currency=mxn cardCategory=FccAuthService_reconciliationID=ZUDCXJO8KZRFXQJJ ccAuthReply_amount=100.00 ccAuthReply_avsCode=5 ccAuthReply_authorizationCode=570110 ccAuthReply_processorResponse=1 ccAuthReply_authorizedDateTime=2022-03-01T161947Z=111222