Discover/Diners ProtectBuy

ProtectBuy is the authentication service in the Discover/Diner card network that uses the 3-D Secure protocol to authenticate customers at checkout. When you request an authorization using a supported card type and a supported processor, you can include payer authentication data in the request. The payer authentication services enable you to add payer authentication support to your website without running additional software on your server.
IMPORTANT
FDC Compass
supports 3-D Secure 2.0 with Discover transactions.
Before implementing payer authentication for ProtectBuy, contact customer support to have your account configured for this feature.

Fields Specific to the Discover/Diner ProtectBuy Use Case

These API fields are required specifically for this use case.
consumerAuthenticationInformation.cavv
Required when payer authentication is successful.
processingInformation.commerceIndicator
Set this field to one of these values:
  • dipb
    : Successful authentication for a Discover card (3-D Secure value of
    05
    ).
  • dipb_attempted
    : Authentication was attempted for a Discover card (3-D Secure value of
    06
    ).
  • internet
    : Authentication failed or was not attempted for a Discover card (3-D Secure value of
    07
    ).
  • pb
    : Successful authentication for a Diner card (3-D Secure value of
    05
    ).
  • pb_attempted
    : Authentication was attempted for a Diner card (3-D Secure value of
    06
    ).
  • internet
    : Authentication failed or was not attempted for a Diner card (3-D Secure value of
    07
    ).

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments