Co-Branded Cards

Co-branded cards are credit cards that are branded with a merchant's logo, brand, or other identifier as well as the payment network logo. These cards are not limited for use at the branded merchant and can be used at any merchant that accepts credit cards.

China UnionPay card transactions are processed through the

China UnionPay

gateway. Visa and Mastercard transactions are processed through the

Visa Platform Connect

gateway. For co-branded cards, the routing is determined by the value set for the card type field

card_cardType

in the transaction request. When the card type value is

001

for a Visa card, the transaction is routed through the

Visa Platform Connect

gateway. When the card type value is

062

for a China UnionPay card, the transaction is routed through the

China UnionPay

gateway. When you do not include the card type field, the system defaults to the primary card brand for the card's bank identification number (BIN).

Cybersource

automatically manages the system default process, eliminating the need for additional integration by resellers or merchants.