API Overview

Payments Developer Guide
- Recent Revisions to This Document

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
  - Authorization
  - Sale
  - Authorization Reversal
  - Credit
  - Void
- Payment Features
  - Debit and Prepaid Card Payments
  - Payer Authentication
  - Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
- Testing the Payment Services

Standard Payment Processing
- Basic Authorization
- Authorization with Line Items
- Authorization with Payment Network Tokens
- Authorization with a Card Verification Number
- Authorization with Strong Customer Authentication Exemption
- Account Verification with a Zero Amount Authorization
- Pre-Authorization
- Authorization Reversal
- Sale
- Sale with Payment Network Tokens
- Capture
- Follow-On Credit
- Stand-Alone Credit
- Void a Payment
- Void for a Capture or Credit

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- Mastercard Identity Check
- Visa Secure

Relaxed Requirements for Address Data and Expiration Date in a Payment

On This Page

Debit and Prepaid Card Payments

Debit cards are linked to a cardholder's checking account. The funds are taken out of the customer's bank account, and the transaction is included on the customer's bank account statement. The customer does not receive a credit card bill as with a regular credit card.

You can process debit cards using these services:

Credit card services

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