API Overview

Payments Developer Guide
- Recent Revisions to This Document

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
  - Authorizations
    - Micropayment Authorizations
    - Online Authorizations
    - Offline Authorizations
    - Incremental Authorizations
      - Scenario for the Incremental Authorization Service
    - Pre-Authorizations
    - Payment Network Token Authorizations
    - Authorization Workflow
  - Sale
    - Dual-Message Processing
      - Partial Authorizations
    - Single-Message Processing
  - Authorization Reversals
  - Captures
    - Capture Workflow
  - Credits
    - Credit Workflow
  - Voids
- Payment Features
  - Debit and Prepaid Card Payments
  - Airline Data
    - Cybersource Airline Data Processing
    - Airline Data Reference Information
      - Airline Document Type Codes
      - Ancillary Service Category Codes
  - Level II and Level III Data
  - Mastercard Payment of Winnings Stand-Alone Credits
  - Payer Authentication
  - Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
  - Introduction to Credentialed Transactions
  - Token Management Service
- Testing the Payment Services
  - Requirements for Testing
  - Test Card Numbers
  - Using Amounts to Simulate Errors
  - Test American Express Card Verification

Debit and Prepaid Card Processing
- Additional Resources for Debit and Prepaid Payments
- Processing Debit and Prepaid Authorizations

Airline Data Processing
- Additional Resources for Airline Data
- Airline Travel Legs
- Capture an Airline Ticket Payment
- Issue a Credit

Level III Processing
- Additional Resources for Level II/III Payments
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data
- Refunds with Level III Data

Mastercard Processing
- Mastercard Payment of Winnings Processing

Payer Authentication Processing
- Additional Resources for Payer Authentication
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- Discover/Diners ProtectBuy
- Mastercard Identity Check
- Visa Secure

Relaxed Requirements for Address Data and Expiration Date in Payment Transactions

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Additional Resources for Credentialed Transactions
- Customer-Initiated Transactions with Credentials on File
  - Storing Customer Credentials with a CIT and PAN
  - Storing Customer Credentials with a CIT and TMS
  - Retrieving Stored Customer Credentials During a CIT
- Delayed Transaction
  - Merchant-Initiated Delayed Transaction with PAN
  - Merchant-Initiated Delayed Transaction with TMS
- Incremental Transaction
  - Merchant-Initiated Incremental Transaction with PAN
  - Merchant-Initiated Incremental Transaction with TMS
- No-Show Transactions
  - Merchant-Initiated No-Show Transactions with PAN
  - Merchant-Initiated No-Show Transaction with TMS
- Reauthorization Transaction
  - Merchant-Initiated Reauthorization Transactions with PAN
  - Merchant-Initiated Reauthorization Transactions with TMS
- Resubmission Transaction
  - Merchant-Initiated Resubmission Transaction with PAN
  - Merchant-Initiated Resubmission Transaction with TMS
- Recurring Payments
  - Customer-Initiated Recurring Payment with PAN
  - Customer-Initiated Recurring Payment with TMS
  - Customer-Initiated Recurring Payment with Enrollable Network Tokens
  - Merchant-Initiated Recurring Payments with PAN
  - Merchant-Initiated Recurring Payments with TMS
- Mastercard Standing Order Payments
  - Mastercard Initial CIT Standing Order Payment
  - Mastercard Initial CIT Standing Order Payment with TMS
- Mastercard Subscription Payments
  - Mastercard CIT Initial Subscription Payment
  - Mastercard CIT Initial Subscription Payment with TMS
- Unscheduled COF Payments
  - Customer-Initiated Unscheduled COF Payment with PAN
  - Customer-Initiated Unscheduled COF Payments with TMS
  - Customer-Initiated Unscheduled COF Payment with Enrollable Network Tokens
  - Merchant-Initiated Unscheduled COF Payments with PAN
  - Merchant-Initiated Unscheduled COF Payments with TMS

Token Management Service Processing
- Additional Resources for TMS
- Authorizing a Payment with a Customer Token
- Authorizing a Payment with a Non-Default Shipping Address
- Authorizing a Payment with a Non-Default Payment Instrument
- Authorizing a Payment with a Payment Instrument
- Authorize a Payment with an Instrument Identifier
- Authorize a Payment While Ignoring Network Token
- Authorizing a Payment with a Legacy Token
- Making a Credit with a Customer Token
- Making a Credit with a Non-Default Payment Instrument
- Making a Credit with a Payment Instrument
- Making a Credit with an Instrument Identifier
- Making a Credit with a Legacy Token

On This Page

Sale

A sale is a bundled authorization and capture.

There are two types of sale processing: dual-message processing and single-message processing.

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