Effective date:
 October 13, 2023
Processor:
Visa Platform Connect
Regions:
 Asia Pacific and European Union
Service:
 Original credit transaction (OCT) requests
Feature:
Cybersource
 will process faster refunds for OCTs.
Acquirers
Acquirers must send merchant address data in OCTs destined for issuers in the Asia Pacific or European Union regions in these existing fields:
  • Field 3—Processing Code, positions 1-2, Transaction Type
  • Field 4—Amount, Transaction
  • Field 43—Card Acceptor Name/Location
  • Field 62.2—Transaction Identifier (Bitmap Format)
  • Field 63.3—Message Reason Code
  • Field 104, Usage 2—Transaction-Specific Data in TLV format, Dataset ID 56—Additional Acceptance Information, Tag 81—Acceptor Legal Business Name
  • Field 104, Usage 2—Transaction-Specific Data in TLV format, Dataset ID 57—Business Application Identifier, Tag 01—Business Application Identifier
  • Field 126.5—Visa Merchant Identifier
Merchants
Merchants must send merchant information in these fields:
  • REST
     API
    :
    aggregatorInformation.serviceProviderName
    ,
    merchantInformation.merchantDescriptor.country
    ,
    merchantInformation.merchantDescriptor.postalCode
    ,
    processingInformation.transactionReason
  • SCMP
     API
    :
    merchant_name, merchant_city
    ,
    merchant_descriptor_country
    ,
    merchant_descriptor_street
    ,
    merchant_postal_code
    ,
    merchant_state_code
    ,
    service_provider_name
  • Simple Order
     API
    :
    invoiceHeader_merchantDescriptorCountry
    ,
    invoiceHeader_merchantDescriptorpostalCode
    ,
    octService_serviceProviderName
    ,
    transactionReason